{"id":103086,"date":"2026-04-08T11:18:45","date_gmt":"2026-04-08T08:18:45","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=103086"},"modified":"2026-04-08T11:18:47","modified_gmt":"2026-04-08T08:18:47","slug":"%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%b3%d9%83%d9%86%d9%8a-%d8%ae%d9%84%d8%a7%d9%84-60-%d9%8a%d9%88%d9%85%d9%8b%d8%a7-%d8%aa%d8%a8%d8%a7%d8%b7%d8%a4-%d9%82%d9%8a%d8%a7%d8%b3","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/103086\/","title":{"rendered":"60-Day Residential Financing Record slowdown reflects weak demand and fewer contracts"},"content":{"rendered":"<p class=\"wp-block-paragraph\">witnessed <strong><a href=\"https:\/\/amlak.net.sa\/en\/102845\/\">Residential Real Estate Finance <\/a><\/strong>New car sales to individuals in Saudi Arabia fell sharply in January and February 2026, recording a decline of 39.5% compared to the same period last year, according to data from<strong><a href=\"https:\/\/www.sama.gov.sa\/\"> Saudi Central Bank (SAMA)\u201c<\/a><\/strong>.<br>According to the data, the decline in the value of financing amounted to 7.82 billion riyals, reflecting increasing pressure on the local real estate market and a noticeable slowdown in demand for housing financing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The total volume reached <strong><a href=\"https:\/\/amlak.net.sa\/en\/101873\/\">Real estate finance <\/a><\/strong>New loans to individuals from banks and finance companies totaled 11.98 billion riyals during the first two months of this year, compared with 19.8 billion riyals during the same period in 2025. <br>At the same time, the number of financed contracts fell by 30.4% to 17.85 thousand contracts, compared to 25.64 thousand contracts in the same period last year, reflecting a significant decline in real estate activity at the start of the year.<br><br><strong>Decline in Bank Financing<\/strong><br>A breakdown of the financing provided by banks shows that the decline was even more pronounced, with financing falling by 40.32% to 11.56 billion riyals during the first two months of 2026, compared to 19.37 billion riyals in the same period of 2025. <br>The number of contracts financed by banks also declined by 31.03% to 17.36 thousand contracts, compared with 25.17 thousand contracts in the same period last year, representing a decrease of approximately 7.8 thousand contracts. <br>The data shows that financing was directed primarily toward the purchase of villas, totaling 7.50 billion riyals, while financing for apartment purchases amounted to 3.31 billion riyals, and 741 million riyals were allocated for land purchases during the same period.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A slight decline in corporate financing<\/strong><br>As for financing provided by finance companies, it amounted to approximately 417 million riyals during the first two months of this year, compared to 422 million riyals in the corresponding period of 2025, marking a slight decrease of 1.14%, equivalent to 5 million riyals. <br>The financing provided by finance companies was distributed as follows: 204 million riyals for the purchase of apartments, 179 million riyals for the purchase of villas, and 34 million riyals for the purchase of land, bringing the total number of contracts financed by these companies to more than 489 over the two-month period.<br>A review of the annual performance shows that <strong><a href=\"https:\/\/amlak.net.sa\/en\/101730\/\">Real estate finance<\/a><\/strong> New loans extended by banks declined by 11.7% in 2025 to reach 80.42 billion riyals, compared to 91.06 billion riyals in 2024, through the financing of 108.79 thousand contracts. <br>The volume of financing provided by finance companies also declined by 3.2% over the past year, reaching 2.5 billion riyals, compared to 2.56 billion riyals in 2024, through the financing of 2,790 contracts.<\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">Minutes<\/span><\/span>New residential real estate financing for individuals in Saudi Arabia witnessed a sharp decline during January and February of 2026, recording a 39.5% decline compared to the same period last year, according to data from the Saudi Central Bank (SAMA).According to the data, the decrease in the value of financing amounted to SAR 7.82 billion, reflecting increasing pressure on the local real estate market ... <a title=\"60-Day Residential Financing Record slowdown reflects weak demand and fewer contracts\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/103086\/\" aria-label=\"Read more about housing finance over 60 days... A record slowdown reflects weak demand and a decline in the number of contracts\">Read more<\/a><\/p>","protected":false},"author":27,"featured_media":77420,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"none","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[{"url":"","title":"","desc":"","thumbnail":"","duration":"","rating":"","view_count":"","tag":""}],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"footnotes":""},"categories":[119],"tags":[],"class_list":["post-103086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-finance"],"acf":{"amlak_post_excerpt":"\u0627\u0644\u062a\u0645\u0648\u064a\u0644 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