{"id":104364,"date":"2026-05-04T13:55:00","date_gmt":"2026-05-04T10:55:00","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=104364"},"modified":"2026-05-04T14:46:11","modified_gmt":"2026-05-04T11:46:11","slug":"%d8%aa%d9%82%d9%8a%d9%8a%d9%85-%d8%a7%d9%84%d9%85%d8%ae%d8%a7%d8%b7%d8%b1-%d9%82%d8%a8%d9%84-%d8%b4%d8%b1%d8%a7%d8%a1-%d9%88%d8%ad%d8%af%d8%a9-%d8%aa%d8%ad%d8%aa-%d8%a7%d9%84%d8%a5%d9%86%d8%b4%d8%a7","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/104364\/","title":{"rendered":"Assess the risks before buying an off-plan unit"},"content":{"rendered":"<p class=\"wp-block-paragraph\" id=\"p-rc_2b2deca7f72c9212-28\"><strong><a href=\"https:\/\/rega.gov.sa\/rega-services\/platforms\/wafi-off-plan-sales-and-lease\/\">Buying off-plan<\/a><\/strong> It has become a preferred option for many families and investors in Saudi Arabia, especially with the high prices of ready-made units, and according to real estate market reports in recent years, approximately 35% to 40% of residential deals in some major cities are under construction projects, which reflects a growing confidence, but at the same time imposes a higher level of caution.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"p-rc_2b2deca7f72c9212-29\">The first point of risk assessment relates to the real estate developer. Statistics show that the main reason for delayed delivery in residential projects is related to financial stumbles or poor execution management. Therefore, reviewing the developer's track record and past projects is not a luxury, but a necessity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"p-rc_2b2deca7f72c9212-30\">Secondly, the legal aspect of having the project under the supervision of official bodies such as the Wafi program gives the buyer a higher degree of security, especially with the obligation of developers to pay escrow accounts according to the actual completion rates, this mechanism has greatly reduced the risk of project failure compared to what was the situation before the regulation of off-plan sales.<br>There is also personal financial risk; the high cost of <strong><a href=\"https:\/\/amlak.net.sa\/en\/104539\/\" data-type=\"post\" data-id=\"104539\">Real estate finance<\/a><\/strong> over the past two years has affected the purchasing power of a segment of buyers. According to bank data, an 1% increase in the interest rate could raise the monthly installment by as much as 8-10% depending on the value and duration of the loan.<br>Finally, be aware of market risks; real estate prices can go through correction cycles, especially in areas of high supply.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"p-rc_2b2deca7f72c9212-33\">The simple rule that I always advise: Don't buy just because the price is lower today, but buy because the project is complete, the risks are calculated, your financial capacity is stable, real estate is a long-term investment, and a good decision starts with a simple question, what if things go against you?<br><a>@ArchHesham<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">Minute<\/span><\/span>Buying off-plan has become a preferred option for many families and investors in Saudi Arabia, especially with the high prices of ready-made units, and according to real estate market reports in recent years, approximately 35% to 40% of residential deals in some major cities have become projects under construction, which reflects a growing confidence, but at the same time it imposes ... <a title=\"Assess the risks before buying an off-plan unit\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/104364\/\" aria-label=\"Read more about Assessing risks before buying an off-plan unit\">Read more<\/a><\/p>","protected":false},"author":24,"featured_media":104510,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"none","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[{"url":"","title":"","desc":"","thumbnail":"","duration":"","rating":"","view_count":"","tag":""}],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"footnotes":""},"categories":[7782],"tags":[],"class_list":["post-104364","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":{"amlak_post_excerpt":"\u062f\u0644\u064a\u0644 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