{"id":107003,"date":"2026-07-06T11:25:34","date_gmt":"2026-07-06T08:25:34","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=107003"},"modified":"2026-07-06T11:25:35","modified_gmt":"2026-07-06T08:25:35","slug":"%d9%81%d8%b1%d8%b6-%d8%b1%d8%b3%d9%85-2-%d8%b9%d9%84%d9%89-%d8%a7%d9%84%d8%aa%d8%b5%d8%b1%d9%81%d8%a7%d8%aa-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a%d8%a9-%d9%84%d9%84%d8%a3%d8%ac%d8%a7%d9%86%d8%a8","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/107003\/","title":{"rendered":"A 2% fee has been imposed on real estate transactions by foreigners in four major cities in the Kingdom"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Imposed<strong><a href=\"https:\/\/amlak.net.sa\/en\/106953\/\"> Executive Regulations of the Real Estate Ownership Law for Non-Saudis<\/a><\/strong> A fee of 2% of the value of any transaction conducted by a non-Saudi national involving real property rights in the cities of Riyadh, Mecca, Medina, and Jeddah, in a move aimed at regulating real estate transactions within the cities covered by the system.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the same context, the \u201cUmm al-Qura\u201d published details of the executive regulations, which included the requirement that non-Saudi individuals obtain a digital ID, open a bank account within the Kingdom, and obtain a Saudi contact number linked to their digital ID before proceeding with property ownership procedures. As for companies, the regulations require them to register with the Ministry of Investment and disclose their owners and direct and indirect controllers, and to notify the competent authorities of any change in the ownership structure involving 5% or more within 15 days of the date of the change.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Among the most notable provisions of the regulations is the General Real Estate Authority is tasked with establishing a unified online portal that allows non-Saudis and companies covered by the system to submit applications for real estate ownership and disposal, provided that the portal is linked to the real estate registry to complete registration procedures and issue deeds in accordance with applicable regulations.<br>The regulations stipulate that all payments related to real estate ownership or the transfer of property rights must be made exclusively through electronic payment methods approved by the Saudi Central Bank, with all registration, title transfer, and deed issuance procedures to be completed electronically through the portal and the Real Estate Registry.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The regulations also set forth ownership restrictions<a href=\"https:\/\/amlak.net.sa\/en\/105542\/\"><strong> Residential real estate<\/strong><\/a> For family members who are non-Saudis, the non-Saudi spouse and children are considered dependents of the applicant with regard to residential property, and none of them are permitted to own residential property independently unless the marital relationship ends or one of the children reaches the age of 25.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the same context, the Saudi Central Bank (SAMA) issued instructions to banks operating in the Kingdom to open dedicated bank accounts for individuals and entities covered by the system, thereby enabling them to purchase real estate or acquire rights in rem to it, in accordance with the approved regulations and procedures.<br>The Central Bank clarified that opening these accounts requires verifying the customer\u2019s identity through reliable sources, and that opening joint accounts or adding authorized representatives from outside the Kingdom is prohibited. Furthermore, the use of these accounts is limited solely to real estate transactions, and no debit or credit cards may be issued in connection with them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SAMA also emphasized that all financial transactions related to real estate ownership must be conducted through approved electronic channels or through a licensed broker, and that financial institutions are required to continuously update customer data to ensure compliance with regulatory requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">Minutes<\/span><\/span>The executive regulations for the system governing real estate ownership by non-Saudis have imposed a fee of 2% of the value of any transaction conducted by a non-Saudi involving real property rights in the cities of Riyadh, Makkah, Madinah, and Jeddah, in a move aimed at regulating real estate transactions within the cities covered by the law. In the same context, the official newspaper \u201cUmm al-Qura\u201d published details of the implementing regulations, which included the requirement \u2026 <a title=\"A 2% fee has been imposed on real estate transactions by foreigners in four major cities in the Kingdom\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/107003\/\" aria-label=\"Read more about the imposition of the 2% fee on real estate transactions by foreigners in four major cities in the Kingdom\">Read more<\/a><\/p>","protected":false},"author":27,"featured_media":107005,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"amlak_video_sent":"","footnotes":""},"categories":[104],"tags":[],"class_list":["post-107003","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legislation-and-regulations"],"acf":{"amlak_post_excerpt":"\u0627\u0644\u0644\u0627\u0626\u062d\u0629 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