{"id":107705,"date":"2026-07-20T12:56:51","date_gmt":"2026-07-20T09:56:51","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=107705"},"modified":"2026-07-20T12:56:52","modified_gmt":"2026-07-20T09:56:52","slug":"%d8%b5%d9%86%d8%af%d9%88%d9%82-%d8%a7%d9%84%d8%aa%d9%86%d9%85%d9%8a%d8%a9-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a%d8%a9-%d9%8a%d8%ac%d9%8a%d8%a8-%d8%b9%d9%86-%d8%a3%d8%a8%d8%b1%d8%b2-%d8%a7%d8%b3","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/107705\/","title":{"rendered":"The Real Estate Development Fund Answers the Most Common Questions About First-Time Home Ownership"},"content":{"rendered":"

S. reviewedReal Estate Development Fund <\/a><\/strong>Top Frequently Asked Questions About the Program First Home Ownership<\/a><\/strong>, explaining how to benefit from housing assistance, the eligible groups, how installments are calculated, and the scope of projects covered by the program. In an infographic posted on its X account, the Fund clarified that the current offer is limited to eligible beneficiaries of housing support who have not previously received it and does not include those who have previously benefited from the support.<\/p>\n\n\n\n

He emphasized that the monthly payment amount is not fixed for all projects, as it varies depending on the value of the residential unit after applying Housing support<\/a><\/strong> and the subsidies due, noting that the reduction in the monthly installment is due to the beneficiary receiving an upfront subsidy of up to 150,000 riyals, in addition to housing subsidies, and other subsidies available for all residential units under construction as part of the National Housing Company (NHC) projects in eligible areas. The Fund clarified that all beneficiaries eligible for housing subsidies, in accordance with the program\u2019s regulations, can take advantage of the offer, while eligibility is verified through the Sakani platform before the home-ownership process begins.<\/p>\n\n\n\n

He explained that the monthly installment is calculated after applying housing subsidies and other applicable subsidies to the value of the housing unit, noting that the financing rate starts at a reduced profit margin of 3.75% in partnership with the Saudi National Bank. He noted that the offer includes housing projects under construction in the Central, Eastern, and Western regions that are part of the National Housing Company (NHC) projects, while it does not include the self-build program, as it is limited to housing units currently under construction. The Fund also clarified that the program is open to public and private sector employees who are eligible for housing support in accordance with the program\u2019s regulations.<\/p>\n\n\n\n

Regarding the procedures for beginning to benefit from the program, the Fund urged interested parties to contact the NHC Sales Center at 920033499 to learn about suitable projects and housing units, then reserve a housing unit and complete the financing and ownership procedures. It should be noted that housing support is a non-repayable grant provided to the beneficiary, whereas financing refers to the amount repaid in installments to the financing entity.<\/p>\n\n\n\n

\"\"<\/figure>","protected":false},"excerpt":{"rendered":"

Reading time: <\/span> 2<\/span> Minutes<\/span><\/span>The Real Estate Development Fund reviewed the most frequently asked questions regarding the First-Time Homeownership Program, explaining how to access housing subsidies, the eligible groups, how installments are calculated, and the scope of projects covered by the program. In an infographic posted on its X platform account, the Fund clarified that the current offer is limited to eligible beneficiaries of housing support who have not previously received such support, and does not include beneficiaries \u2026 Read more<\/a><\/p>","protected":false},"author":27,"featured_media":54737,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"footnotes":""},"categories":[119],"tags":[],"class_list":["post-107705","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-finance"],"acf":{"amlak_post_excerpt":"\u0627\u0644\u0635\u0646\u062f\u0648\u0642 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