{"id":108375,"date":"2026-08-05T09:33:38","date_gmt":"2026-08-05T06:33:38","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=108375"},"modified":"2026-08-05T09:33:39","modified_gmt":"2026-08-05T06:33:39","slug":"%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a-%d8%a7%d9%84%d8%b3%d9%83%d9%86%d9%8a-%d9%85%d9%86-%d8%a7%d9%84%d9%85%d8%b5%d8%a7%d8%b1%d9%81-%d9%8a%d8%aa%d8%b1","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/108375\/","title":{"rendered":"Residential mortgage lending by banks declines to 16.4 billion riyals in the second quarter of 2026"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Data from the Saudi Central Bank showed a continued decline<strong><a href=\"https:\/\/amlak.net.sa\/en\/105706\/\"> Real estate finance<\/a><\/strong> New residential loans extended by banks on an annual basis during the second quarter of 2026, although they showed an improvement compared with the first and fourth quarters of the previous year.<br>According to the Central Bank's monthly statistical bulletin, the value of<strong><a href=\"https:\/\/amlak.net.sa\/en\/107862\/\"> Residential Real Estate Finance<\/a><\/strong> New loans granted by banks totaled 16.401 billion riyals during the second quarter of 2026, a decrease of 5.5% compared to 18.097 billion riyals in the same period of 2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Financing for villas accounted for the largest share, at 10.582 billion riyals, followed by financing for apartments at 4.747 billion riyals, and then land at 1.032 billion riyals. On a year-over-year basis, financing for villas declined from 12.181 billion riyals to 10.582 billion riyals, Apartment financing also fell from 5.491 billion riyals to 4.747 billion riyals, while land financing declined from 1.320 billion riyals to 1.032 billion riyals.<br>In contrast, residential mortgage financing rebounded on a quarterly basis, rising by 4.1% compared to the first quarter of 2026, as its value increased from 15.747 billion riyals to 16.401 billion riyals.<br>Quarterly growth spanned all sectors, with financing for villas rising from 10.118 billion riyals to 10.582 billion riyals, financing for apartments increased from 4.608 billion riyals to 4.747 billion riyals, while financing for land rose slightly from 1.021 billion riyals to 1.032 billion riyals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The data also showed that new residential mortgage financing rose by 5.4% compared to the fourth quarter of 2025, which stood at 15.560 billion riyals.<br>Compared to the fourth quarter, financing for villas rose from 10.314 billion riyals to 10.582 billion riyals, and financing for apartments rose from 4.246 billion riyals to 4.747 billion riyals, while financing for land increased from 1 billion riyals to 1.032 billion riyals, reflecting a gradual improvement in residential lending activity during 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">Minute<\/span><\/span>Data from the Saudi Central Bank showed that new residential mortgage financing provided by banks continued to decline on a year-over-year basis during the second quarter of 2026, despite showing an improvement compared to the first and fourth quarters of the previous year.According to the Central Bank\u2019s monthly statistical bulletin, the value of new residential mortgage financing granted by banks reached 16.401 billion riyals during the second quarter of 2026, \u2026 <a title=\"Residential mortgage lending by banks declines to 16.4 billion riyals in the second quarter of 2026\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/108375\/\" aria-label=\"Read more about residential mortgage lending by banks falling to 16.4 billion riyals in the second quarter of 2026\">Read more<\/a><\/p>","protected":false},"author":27,"featured_media":77420,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"amlak_video_sent":"","footnotes":""},"categories":[119],"tags":[],"class_list":["post-108375","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-finance"],"acf":{"amlak_post_excerpt":"\u0631\u063a\u0645 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