{"id":109595,"date":"2026-08-31T11:24:03","date_gmt":"2026-08-31T08:24:03","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=109595"},"modified":"2026-08-31T11:24:04","modified_gmt":"2026-08-31T08:24:04","slug":"6-1-%d9%85%d9%84%d9%8a%d8%a7%d8%b1-%d8%b1%d9%8a%d8%a7%d9%84-%d8%aa%d9%85%d9%88%d9%8a%d9%84%d8%a7%d8%aa-%d8%b9%d9%82%d8%a7%d8%b1%d9%8a%d8%a9-%d8%ac%d8%af%d9%8a%d8%af%d8%a9-%d9%84%d9%84%d8%a3%d9%81","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/109595\/","title":{"rendered":"6.1 billion riyals in new real estate financing for individuals in July"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Record a<strong><a href=\"https:\/\/amlak.net.sa\/en\/108370\/\">To finance real estate<\/a><\/strong> New residential financing for individuals in Saudi Arabia improved in July 2026, driven by a month-over-month increase in financing provided by banks and finance companies, while the data revealed a continued year-over-year decline in bank financing alongside strong growth in financing from finance companies.<br>According to the monthly statistical bulletin issued by <strong><a href=\"https:\/\/www.sama.gov.sa\/\">Saudi Central Bank<\/a><\/strong>Total new residential mortgage financing for individuals reached approximately 6.1 billion riyals in July 2026, an increase of 3% compared to approximately 5.9 billion riyals in the previous month of June. Saudi banks accounted for the largest share of new financing, with the volume of new residential mortgage financing provided by banks rising to approximately 5.9 billion riyals in July, compared to 5.7 billion riyals in June, marking a monthly growth of 3%.<br>In contrast, new financing provided by mortgage companies rose to 267 million riyals in July, compared with 259 million riyals in June, marking a 3% increase on a month-over-month basis.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Villas Lead the Way in Bank Financing<\/strong><br>New residential mortgage financing provided by banks in July was distributed across three main sectors: villas, apartments, and land. Villas led the way with a total of 3.7 billion riyals, compared to 3.6 billion riyals in June. Apartment financing ranked second, totaling approximately 1.8 billion riyals in July, compared to 1.7 billion riyals the previous month, while financing for land declined to 335 million riyals, compared to 341 million riyals in June.<br>On a year-over-year basis, data from the Saudi Central Bank showed that new residential mortgage financing for individuals provided by banks declined by 8.4% in July 2026, reaching 5.9 billion riyals, compared to approximately 6.4 billion riyals in the same month of 2025. The year-over-year decline in bank financing was seen across all three sectors, with financing for villas falling to 3.7 billion riyals in July 2026, compared to 4.1 billion riyals in July 2025.<br>Financing for apartments also declined to 1.8 billion riyals, compared with 1.9 billion riyals a year ago, while financing for land purchases fell to 335 million riyals, compared with 371 million riyals during the same period in 2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Finance Companies Report Strong Growth<\/strong><br>On the other hand, finance companies continued to post stronger performance year-over-year, as new residential mortgage financing for individuals provided by these companies rose by 44.3% in July 2026. Total new financing provided by finance companies reached 267 million riyals in July, compared to 185 million riyals during the same month in 2025, reflecting an increase of 82 million riyals over the course of the year.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Apartments topped the list of new financing provided by finance companies in July, totaling 120 million riyals, compared with 102 million riyals in July 2025, followed by villas with financing totaling 102 million riyals, compared with 66 million riyals a year ago.<br>As for land financing, it totaled 45 million riyals in July 2026, compared to 19 million riyals in July 2025. On a monthly basis, financing for villas provided by finance companies rose to 102 million riyals in July, compared to 84 million riyals in June, while financing for apartments increased to 120 million riyals, compared to 112 million riyals the previous month. In contrast, financing for land provided by finance companies declined to 45 million riyals in July, compared to 62 million riyals in June.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">Minutes<\/span><\/span>New residential real estate financing provided to individuals in Saudi Arabia saw an improvement during July 2026, driven by an increase in funding provided by banks and financing companies on a monthly basis, while data revealed continued annual decline in bank financing against strong growth in financing for financing companies. According to the monthly statistical bulletin issued by the Saudi Central Bank, the total funding reached \u2026 <a title=\"6.1 billion riyals in new real estate financing for individuals in July\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/109595\/\" aria-label=\"Read more about 6.1 billion riyals in new real estate financing for individuals in July\">Read more<\/a><\/p>","protected":false},"author":27,"featured_media":77420,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"amlak_video_sent":"","footnotes":""},"categories":[119],"tags":[],"class_list":["post-109595","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-finance"],"acf":{"amlak_post_excerpt":"\u0627\u0631\u062a\u0641\u0639 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