{"id":110024,"date":"2026-09-08T13:05:00","date_gmt":"2026-09-08T10:05:00","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=110024"},"modified":"2026-09-08T13:05:02","modified_gmt":"2026-09-08T10:05:02","slug":"%d8%a7%d8%b1%d8%aa%d9%81%d8%a7%d8%b9-%d8%a7%d9%84%d9%82%d8%b1%d9%88%d8%b6-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a%d8%a9-%d8%a5%d9%84%d9%89-979-7-%d9%85%d9%84%d9%8a%d8%a7%d8%b1-%d8%b1%d9%8a%d8%a7","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/110024\/","title":{"rendered":"Mortgage loans rose to 979.7 billion riyals by the end of the second quarter of 2026"},"content":{"rendered":"<p class=\"wp-block-paragraph\">I continued<strong><a href=\"https:\/\/amlak.net.sa\/en\/105785\/\"> Real estate loans<\/a><\/strong> In Saudi Arabia, it grew during the second quarter of 2026, approaching the one-trillion-riyal mark, driven by an increase in financing directed toward companies, along with continued growth in loans to individuals, according to the latest data <strong><a href=\"https:\/\/www.sama.gov.sa\/\">The Saudi Central Bank (SAMA)\u00ab<\/a><\/strong>.<br>The data showed that the total value of mortgage loans provided by commercial banks to individuals and businesses rose by approximately 5% year-over-year by the end of the second quarter of 2026, reaching approximately 979.7 billion riyals, compared to 930.2 billion riyals in the same period of 2025, an increase of approximately 49.5 billion riyals over the course of the year.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mortgage loans granted to individuals account for the largest share of total bank mortgage financing, representing approximately 76% of the total. The outstanding balance of these loans at the end of the second quarter of 2026 was approximately 742.95 billion riyals, marking a year-over-year growth of 4% compared to the same period last year.<br>In contrast, real estate financing for companies grew at a faster pace, rising by approximately 11% year-over-year to reach about 236.73 billion riyals by the end of the second quarter of 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These figures indicate that bank-provided mortgage financing continues to expand in the Saudi market, with companies emerging as a more active driver of mortgage loan growth during the period, while individuals continue to account for the largest share of total financing.<br>In parallel with the growth in mortgage financing, consumer loans rose by 5% during the same period, reaching approximately 491.1 billion riyals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consumer loans cover a number of spending categories, including loans for cars and personal transportation, financing for education, healthcare, tourism, and travel, as well as furniture and durable goods, as well as loans for home renovations and improvements and other types of consumer financing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">Minute<\/span><\/span>Mortgage lending in Saudi Arabia continued its growth during the second quarter of 2026, nearing the one trillion riyal mark, driven by increased financing for companies, alongside continued growth in loans to individuals, according to the latest data from the Saudi Central Bank (SAMA). The data showed that total mortgage loans provided by commercial banks to individuals and companies increased by approximately 51 TP3T year-on-year by the end of the quarter\u2026 <a title=\"Mortgage loans rose to 979.7 billion riyals by the end of the second quarter of 2026\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/110024\/\" aria-label=\"Read more about the rise in mortgage loans to 979.7 billion riyals by the end of the second quarter of 2026\">Read more<\/a><\/p>","protected":false},"author":27,"featured_media":70162,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"amlak_video_sent":"","footnotes":""},"categories":[119],"tags":[],"class_list":["post-110024","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-finance"],"acf":{"amlak_post_excerpt":"\u0627\u0644\u0642\u0631\u0648\u0636 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