{"id":112183,"date":"2026-10-31T10:20:57","date_gmt":"2026-10-31T07:20:57","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=112183"},"modified":"2026-10-31T10:22:52","modified_gmt":"2026-10-31T07:22:52","slug":"%d8%aa%d8%b1%d8%a7%d8%ac%d8%b9-%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a-%d9%84%d9%84%d8%a3%d9%81%d8%b1%d8%a7%d8%af-%d8%a5%d9%84%d9%89-5-6-%d9%85%d9%84","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/112183\/","title":{"rendered":"Mortgage financing for individuals declined to 5.6 billion riyals during September."},"content":{"rendered":"<p class=\"wp-block-paragraph\">The value of new residential mortgage financing granted to individuals in Saudi Arabia declined during September 2026, recording approximately 5.6 billion riyals, compared to 6 billion riyals in the previous August, a decrease of 5.71 TP3T, according to data.<strong><a href=\"https:\/\/www.sama.gov.sa\/\"> Saudi Central Bank<\/a><\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The monthly statistical bulletin issued by the Central Bank showed that Saudi banks provided new residential real estate financing worth 5.5 billion riyals during September, compared to about 5.8 billion riyals in August, while financing provided by finance companies amounted to 147 million riyals, compared to 191 million riyals during the previous month.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Villas increase their share of bank financing<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Regarding the distribution of bank financing according to property type, the value of financing allocated for the purchase of villas increased to 3.8 billion riyals during September 2026, compared to 3.6 billion riyals in August, while financing for residential apartments decreased to 1.4 billion riyals, compared to about 1.9 billion riyals in the previous month.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The decline extended to land financing, which recorded 241 million riyals during September, compared to 290 million riyals in August, reflecting the divergence in financing trends among different real estate products.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Compared to September 2025, the total decreased <strong><a href=\"https:\/\/amlak.net.sa\/en\/111006\/\">Real estate finance<\/a><\/strong> New residential financing provided by banks, at a rate of 5%, will increase from 5.8 billion riyals to 5.5 billion riyals during September 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Despite this decline, villa financing increased year-on-year to SAR 3.8 billion, compared to SAR 3.6 billion in September of last year, while financing for apartments decreased from SAR 1.8 billion to SAR 1.4 billion, and land financing declined from SAR 303 million to SAR 241 million.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Finance companies&#039; funding decreased by 23% monthly.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the finance companies sector, new residential mortgage loans to individuals continued their decline during September, after their value decreased to 147 million riyals, compared to 191 million riyals in August 2026, a monthly decrease of 23%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Residential apartments topped the list of sectors benefiting from corporate financing, with a value of 89 million riyals during September, compared to 101 million riyals in August, followed by villas with financing amounting to 55 million riyals, compared to 53 million riyals during the previous month.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Land financing recorded the largest decrease among real estate products, as it fell to only 3 million riyals during September, compared to 37 million riyals in August 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On an annual basis, new financing provided by finance companies declined by 28.6%, reaching 147 million riyals in September 2026, compared to about 206 million riyals during the same month of 2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The decline included various types of real estate, as financing for villas decreased to 55 million riyals, compared to 80 million riyals a year earlier, financing for residential apartments decreased to 89 million riyals, compared to 100 million riyals, and financing for land dropped to 3 million riyals, compared to 27 million riyals in September 2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Read also:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/amlak.net.sa\/en\/111468\/\"><strong>29.5 billion riyals in mortgage loans from finance companies as of the end of the second quarter of 2026<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/amlak.net.sa\/en\/111006\/\"><strong>Mortgage financing provided by banks to individuals declined by 15.15 billion riyals in 8 months.<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/amlak.net.sa\/en\/110883\/\"><strong>Mortgage financing for individuals stabilizes at SAR 5.87 billion in August<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/amlak.net.sa\/en\/108370\/\"><strong>Slowdown in Mortgage Lending During the First Half of 2026<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">Minutes<\/span><\/span>The value of new residential mortgage financing granted to individuals in Saudi Arabia declined during September 2026, recording about 5.6 billion riyals, compared to 6 billion riyals in the previous August.<\/p>","protected":false},"author":27,"featured_media":31883,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"\u062a\u0631\u0627\u062c\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0625\u0644\u0649 5.6 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u062e\u0644\u0627\u0644 \u0633\u0628\u062a\u0645\u0628\u0631","_seopress_titles_desc":"\u062a\u0631\u0627\u062c\u0639\u062a \u0642\u064a\u0645\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u0633\u0643\u0646\u064a \u0627\u0644\u062c\u062f\u064a\u062f \u0627\u0644\u0645\u0645\u0646\u0648\u062d \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u062e\u0644\u0627\u0644 \u0633\u0628\u062a\u0645\u0628\u0631 2026\u060c 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