{"id":112557,"date":"2026-11-10T10:53:17","date_gmt":"2026-11-10T07:53:17","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=112557"},"modified":"2026-11-10T10:53:18","modified_gmt":"2026-11-10T07:53:18","slug":"%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a-%d8%a7%d9%84%d8%b3%d9%83%d9%86%d9%8a-%d9%85%d9%86-%d8%a7%d9%84%d8%b4%d8%b1%d9%83%d8%a7%d8%aa-%d9%8a%d8%b1%d8%aa","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/112557\/","title":{"rendered":"Corporate residential mortgage financing rose 8% annually to SAR 604 million during the third quarter of 2026."},"content":{"rendered":"<p class=\"wp-block-paragraph\">Record <strong><a href=\"https:\/\/amlak.net.sa\/en\/?s=%D8%A7%D9%84%D8%AA%D9%85%D9%88%D9%8A%D9%84+%D8%A7%D9%84%D8%B9%D9%82%D8%A7%D8%B1%D9%8A\">Real estate finance <\/a><\/strong>New residential units granted to individuals by finance companies in Saudi Arabia saw annual growth during the third quarter of 2026, rising in value to SAR 604 million, compared to approximately SAR 559 million in the same period of 2025, an increase of 81 TP3T, according to data from the monthly statistical bulletin issued by <strong><a href=\"https:\/\/www.sama.gov.sa\/\" data-type=\"page\" data-id=\"103184\">Saudi Central Bank<\/a><\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The value of financing during the third quarter was distributed across three main activities, including the purchase of villas, apartments and land. The apartment sector accounted for the largest share with a total of 310 million riyals, compared to 295 million riyals during the same quarter of the previous year, achieving growth of approximately 5.1%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Land financing came in second in terms of growth rate, rising to SAR 84 million, compared to SAR 53 million during the third quarter of 2025, an increase of approximately 58.51 TP3T. In contrast, villa financing remained relatively stable at SAR 210 million, compared to SAR 211 million in the same period last year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Quarterly decline despite annual growth<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Based on a comparison with the second quarter of 2026, new residential mortgage financing provided by finance companies trended downward, recording a decline of 15%, after reaching 604 million riyals, compared to 711 million riyals during the previous quarter.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The decline affected all types of real estate; financing for villas fell to SAR 210 million, compared to SAR 269 million in the second quarter, while financing for apartments decreased to SAR 310 million, down from SAR 332 million. Financing for land purchases also declined to SAR 84 million, compared to SAR 111 million during the same period.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Increase compared to the first quarter of the year<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Despite the quarterly decrease, the data showed an improvement in total financing during the third quarter compared to the first quarter of 2026, by a percentage of 3.2%, reaching 604 million riyals, compared to 585 million riyals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The performance of the three sectors varied during this comparison; financing for villas declined to SAR 210 million, compared to SAR 249 million in the first quarter, while financing for apartments increased to SAR 310 million, compared to SAR 279 million. Financing for land also rose to SAR 84 million, compared to SAR 57 million during the first quarter of the year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>A decrease of 18% compared to the last quarter of 2025<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When comparing the performance of the third quarter of 2026 with the fourth quarter of last year, the bulletin revealed a decline in the total new residential mortgage financing provided by finance companies by 18%, settling at 604 million riyals, compared to 737 million riyals in the last quarter of 2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The decline extended to all three real estate sectors; financing for villas fell to SAR 210 million, compared to SAR 284 million, while financing for apartments decreased to SAR 310 million, compared to SAR 353 million. Land financing also declined to SAR 84 million, compared to SAR 100 million during the fourth quarter of last year.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Read also:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/amlak.net.sa\/en\/112405\/\"><strong>The mortgage market over the past nine months: more contracts with lower loan amounts.<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/amlak.net.sa\/en\/112206\/\"><strong>The volume of mortgage financing provided by banks to individuals in the third quarter of 2026 was 17.27 billion riyals.<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/amlak.net.sa\/en\/112289\/\"><strong>Mortgage loan repayment difficulties: What options are available before the problem worsens?<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/amlak.net.sa\/en\/112183\/\"><strong>Mortgage financing for individuals declined to 5.6 billion riyals during September.<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/amlak.net.sa\/en\/111468\/\"><strong>29.5 billion riyals in mortgage loans from finance companies as of the end of the second quarter of 2026<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">Minutes<\/span><\/span>Data from the Saudi Central Bank showed that apartments led in financing, with a quarterly decline of 15% despite annual growth and strong support for land 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