{"id":52430,"date":"2022-11-09T15:04:37","date_gmt":"2022-11-09T12:04:37","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=52430"},"modified":"2022-11-09T15:04:37","modified_gmt":"2022-11-09T12:04:37","slug":"%d8%a7%d9%84%d8%a8%d9%86%d9%83-%d8%a7%d9%84%d9%85%d8%b1%d9%83%d8%b2%d9%8a-%d8%a7%d9%84%d8%b3%d8%b9%d9%88%d8%af%d9%8a-%d9%8a%d8%b9%d8%aa%d9%85%d8%af-%d9%82%d9%88%d8%a7%d8%b9%d8%af-%d8%a7%d9%84%d8%aa","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/52430\/","title":{"rendered":"Saudi Central Bank Approves Comprehensive Vehicle Insurance Rules"},"content":{"rendered":"

The Saudi Central Bank announced the adoption of regulations Insurance<\/a> Comprehensive Motor Vehicle Insurance, which aims to regulate the contractual relationship between the insurance company and the insured by standardizing the minimum coverage levels for non-mandatory comprehensive motor vehicle insurance, and specifying the provisions of the mandatory and optional coverages provided by the comprehensive insurance policy.<\/p>\n

Optional Coverage for the Insured<\/strong><\/span><\/h4>\n

The Central Bank clarified that, under the comprehensive vehicle insurance regulations, the insurance company is required during the negotiation phase to offer the policy applicant the following optional coverages: coverage for the rental of a replacement vehicle, roadside assistance, death, bodily injury, and medical expenses for the insured or the driver, accidents occurring outside the territorial boundaries of the Kingdom of Saudi Arabia, and coverage for a driver who is a relative of the insured, the terms of which are specified upon selection of these additional coverages.<\/p>\n

Provisions and Exceptions<\/strong><\/span><\/h4>\n

The rules also stipulate a number of provisions and exceptions, the most important of which are: determining the insured value by agreement between the contracting parties; the mechanism for applying the deductible; the determination of repair costs by the competent authorities in cases of partial loss; and the determination of total technical loss in accordance with a report from the competent authority, in addition to allowing the insured and the company to agree on the percentage at which the vehicle is deemed a total economic loss, and compensating the insured with a monetary amount based on the insured value, while emphasizing that when an insurance company offers insurance products that do not include comprehensive insurance provisions, it must not label such products as \u201ccomprehensive insurance\u201d nor describe them as such, either explicitly or implicitly.<\/p>\n

It should be noted that the Saudi Central Bank had previously made the draft \u00abComprehensive Motor Vehicle Insurance Rules\u00bb available to the public and experts for a period of 30 days, with the aim of soliciting their views and comments on the matter. These comments and feedback were reviewed, and appropriate suggestions were incorporated before the final version of these rules was adopted. The Comprehensive Motor Vehicle Insurance Rules can be viewed on the Saudi Central Bank\u2019s website.<\/p>","protected":false},"excerpt":{"rendered":"

Reading time: <\/span> < 1<\/span> Minute<\/span><\/span>The Saudi Central Bank announced the adoption of comprehensive motor vehicle insurance regulations, which aim to regulate the contractual relationship between the insurance company and the insured by standardizing the minimum coverage levels for non-mandatory comprehensive motor vehicle insurance, and specifying the provisions of mandatory and optional coverage provided by the comprehensive insurance policy. Optional coverage for the policyholder. The Central Bank clarified that, under the insurance rules \u2026 Read more<\/a><\/p>","protected":false},"author":10,"featured_media":84019,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"0","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"footnotes":""},"categories":[104],"tags":[],"class_list":["post-52430","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legislation-and-regulations"],"acf":{"amlak_post_excerpt":"","amlak_post_excerpt_source":{"label":"Amlak post excerpt","type":"text","formatted_value":""}},"featured_image_urls":{"full":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-150x150.jpg",150,150,true],"medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-300x204.jpg",300,204,true],"medium_large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"1536x1536":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"2048x2048":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"trp-custom-language-flag":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",18,12,false],"event-thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-300x200.jpg",300,200,true],"event-medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-600x400.jpg",600,400,true],"event-large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"event-hero":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false]},"author_info":{"info":["\u0627\u0645\u0644\u0627\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629"]},"category_info":"\u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0648\u0627\u0644\u0623\u0646\u0638\u0645\u0629<\/a>","tag_info":"\u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0648\u0627\u0644\u0623\u0646\u0638\u0645\u0629","comment_count":"0","_links":{"self":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/52430","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/comments?post=52430"}],"version-history":[{"count":0,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/52430\/revisions"}],"wp:attachment":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media?parent=52430"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/categories?post=52430"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/tags?post=52430"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}