{"id":53717,"date":"2023-01-31T11:03:46","date_gmt":"2023-01-31T08:03:46","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=53717"},"modified":"2023-01-31T11:03:46","modified_gmt":"2023-01-31T08:03:46","slug":"%d9%83%d9%81%d8%a7%d9%84%d8%a9-%d9%8a%d9%85%d9%88%d9%84-%d8%a7%d9%84%d9%85%d9%86%d8%b4%d8%a2%d8%aa-%d8%a7%d9%84%d8%b5%d8%ba%d9%8a%d8%b1%d8%a9-%d9%88%d8%a7%d9%84%d9%85%d8%aa%d9%88%d8%b3","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/53717\/","title":{"rendered":"\u00abKafalah finances SMEs with SAR 11 billion as of the end of December"},"content":{"rendered":"

Issued \u201cKafalah\u201d SME Financing Guarantee Program\u201d<\/a><\/strong><\/span> As part of its support for the development of the Enterprise financing<\/a><\/strong><\/span> Financing guarantees worth nearly SAR 11 billion until the end of December 2022, through which 6,350 small, medium and micro enterprises received more than SAR 14 billion in financing.<\/p>\n

In a statement today, the program emphasized the effective role that Kafala plays in contributing to achieving the aspirations of Vision 2030<\/a><\/strong><\/span>The increased growth in the demand for guarantees is attributed to the continued activation of the initiatives that were allocated to support SMEs during the COVID-19 pandemic, in addition to raising the effectiveness of the performance of the \u201cKafalah\u201d program based on distinguished local cadres and providing a package of products to support sectors that support the Kingdom's 2030 vision, providing support to businesswomen, whose benefit from the program's services grew by 30% compared to the previous year21%, in addition to supporting the most promising regions in the Kingdom, which resulted in an estimated growth of 5% compared to the previous year.<\/p>\n

Cooperation with various government agencies contributed to the continuity of initiatives to support SMEs to face the Corona pandemic, which was an important part of activating Kafalah's role to support the sector during 2022, and one of the most important initiatives that received wide popularity was the \u201cGuaranteed Finance\u201d initiative from the Saudi Central Bank in cooperation with Kafalah, which contributed to supporting more than 3,200 small, medium and micro enterprises that issued financing guarantees worth 15.2 billion riyals.<\/p>\n

Kafalah's management approved 7,192 financing requests during 2022 compared to 6,345 during the same period of the previous year, an increase of 13 percent.<\/p>\n

I also made sure that \u201cBail<\/a><\/strong><\/span>\u201dThe Kafalah program aims to accelerate the pace of economic growth in promising regions, create new and diversified opportunities, create jobs and jobs for national cadres in those regions, and exploit the comparative advantages enjoyed by each region, thus increasing the Kingdom's competitiveness.\u201c The program aims to support enterprises operating in various regions of the Kingdom, including the Northern Borders 41%, Medina 39% and Tabuk 37%.<\/p>\n

It is worth noting that the number of financing requests received for the \u201cKafalah\u201d financing guarantee program from all regions of the Kingdom in 2022 increased by 4 percent compared to the same period of the previous year for the main regions (Riyadh, Eastern Province, and Makkah), while the promising regions increased to 14 percent for the same period.<\/p>\n

Kafalah explained that it pays great attention to ensuring the financing of businesswomen by activating their leadership role in the labor market and the national economy, by stimulating and supporting qualified businesswomen to manage commercial activities through the preferential benefits provided by the program in its product package and the specialized training programs it organizes, while the figures of the \u201cKafalah\u201d financing guarantee program indicated that the number of beneficiary establishments during the pandemic for women entrepreneurs in 2022 increased by about 30 percent compared to the previous year 2021.<\/p>\n

For its part, through a recent study in cooperation with King Fahd University of Petroleum and Minerals, the effective role of the \u201cKafalah\u201d financing guarantee program on the growth of enterprises and the growth of the total number of employees, by an average of 20 percent after 6 months after obtaining the guaranteed financing, due to the increase in the employment of Saudi males by 7 percent and Saudi females by 9 percent one year after the enterprise obtains the guarantee, and it is noticeable that the impact increases after two years to 17 percent.<\/p>\n

According to data from Saudi Central Bank<\/a><\/strong><\/span> \u201cAccording to SAMA, the results show an increase in the contribution of the Kafalah program in supporting financing provided to SMEs from 4.9 percent during the second quarter of 2018 to 13.4 percent at the end of the third quarter of 2022 of the total financing provided to the SME sector with a total of 27.6 billion riyals.<\/p>","protected":false},"excerpt":{"rendered":"

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more<\/a><\/p>","protected":false},"author":27,"featured_media":53718,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[107],"tags":[],"class_list":["post-53717","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-funds-reits"],"acf":{"amlak_post_excerpt":"","amlak_post_excerpt_source":{"label":"Amlak post 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