{"id":55001,"date":"2023-03-07T16:09:27","date_gmt":"2023-03-07T13:09:27","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=55001"},"modified":"2023-03-07T16:09:27","modified_gmt":"2023-03-07T13:09:27","slug":"%d9%85%d9%82%d8%a7%d9%84%d8%a7%d8%aa-%d8%a3%d9%85%d9%84%d8%a7%d9%83-%d9%85%d8%b7%d8%b1-%d8%a7%d9%84%d8%b4%d9%85%d8%b1%d9%8a-%d9%8a%d9%83%d8%aa%d8%a8-%d8%a3%d8%b3%d8%a8%d8%a7%d8%a8-%d8%b1%d9%81","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/55001\/","title":{"rendered":"Amlak Articles... Matar Al-Shammari writes: Reasons for the bank's rejection of the mortgage application"},"content":{"rendered":"<h4 style=\"text-align: center;\"><span style=\"color: #800000;\"><strong>Reasons for bank rejection of a mortgage application<\/strong><\/span><\/h4>\n<h4><span style=\"color: #800000;\">Matar al-Shammari<\/span><\/h4>\n<p>Learn about some of the reasons why a bank might reject your mortgage application<\/p>\n<p>(before paying the deposit for the property)<\/p>\n<p>1- The bank rejects your mortgage application if you have a high salary deduction ratio and exceed the allowed percentage.<\/p>\n<p>2 - The bank rejects the mortgage application due to the unsuitable location of the land or housing unit.<\/p>\n<p>3- The bank rejects the mortgage application due to the customer's default and suspension of services.<\/p>\n<p>4 - The bank rejects the mortgage application due to working in a private sector that is not approved by the bank.<\/p>\n<p>5 - The bank refuses real estate financing if there are <span style=\"color: #800000;\"><a style=\"color: #800000;\" href=\"https:\/\/amlak.net.sa\/en\/52757\/\">Real Estate Financing<\/a><\/span> For example, the customer has land.<\/p>\n<p>6 - The bank rejects the mortgage application if the salary is less than 5000 SAR.<\/p>\n<p>7 - The bank will reject your mortgage application if you are not employed.<\/p>\n<p>8 - The bank refuses mortgage financing if the property is more than 30 years old at the end of the financing.<\/p>\n<p>9 - Rejects a mortgage bank if <span style=\"color: #800000;\"><a style=\"color: #800000;\" href=\"https:\/\/portal.redf.gov.sa\/ar\/Pages\/FAQs.aspx?PageIndex=2\">The property is mortgaged to the Real Estate Fund<\/a><\/span>.<\/p>\n<p>Real estate consultant<\/p>\n<p>@mnfr10<\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">Minute<\/span><\/span>Amlak Articles... Matar Al-Shammari writes: Reasons for the bank's rejection of the mortgage application<\/p>","protected":false},"author":26,"featured_media":30924,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[117],"tags":[],"class_list":["post-55001","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industrial-logistics"],"acf":{"amlak_post_excerpt":"","amlak_post_excerpt_source":{"label":"Amlak post excerpt","type":"text","formatted_value":""}},"featured_image_urls":{"full":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a.jpg",1032,1280,false],"thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-150x150.jpg",150,150,true],"medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-242x300.jpg",242,300,true],"medium_large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-768x953.jpg",768,953,true],"large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-826x1024.jpg",826,1024,true],"1536x1536":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a.jpg",1032,1280,false],"2048x2048":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a.jpg",1032,1280,false],"trp-custom-language-flag":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a.jpg",10,12,false],"event-thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-300x200.jpg",300,200,true],"event-medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-600x400.jpg",600,400,true],"event-large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-1032x800.jpg",1032,800,true],"event-hero":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-1032x1080.jpg",1032,1080,true]},"author_info":{"info":["\u0645\u0637\u0631 \u0627\u0644\u0634\u0645\u0631\u064a"]},"category_info":"<a href=\"https:\/\/amlak.net.sa\/en\/category\/markets\/industrial-logistics\/\" rel=\"category tag\">\u0635\u0646\u0627\u0639\u064a \u0648\u0644\u0648\u062c\u0633\u062a\u064a<\/a>","tag_info":"\u0635\u0646\u0627\u0639\u064a \u0648\u0644\u0648\u062c\u0633\u062a\u064a","comment_count":"0","_links":{"self":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/55001","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/comments?post=55001"}],"version-history":[{"count":0,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/55001\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media\/30924"}],"wp:attachment":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media?parent=55001"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/categories?post=55001"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/tags?post=55001"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}