{"id":56488,"date":"2023-05-25T11:13:39","date_gmt":"2023-05-25T08:13:39","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=56488"},"modified":"2023-05-25T11:13:39","modified_gmt":"2023-05-25T08:13:39","slug":"%d9%86%d9%82%d9%84-%d8%b7%d9%84%d8%a8-%d8%a7%d9%84%d9%82%d8%b1%d8%b6-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a-%d8%a5%d9%84%d9%89-%d9%85%d8%a8%d9%86%d9%89","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/56488\/","title":{"rendered":"What are the requirements for transferring a mortgage application to a completed building with a guarantor?"},"content":{"rendered":"<h4><strong>What are the requirements for<\/strong> <strong>Transferring a mortgage application to a completed building with a guarantor?<\/strong><\/h4>\n<p>Select <span style=\"color: #800000;\"><a style=\"color: #800000;\" href=\"https:\/\/portal.redf.gov.sa\/ar\/LoanProcedures\/Pages\/Private_Loans_Procedures3.aspx\">Mortgage Guarantee Program<\/a><\/span>One of the initiatives of the Real Estate Development Fund, 7 conditions and requirements to transfer the loan application to a completed building with the guarantor system, the conditions are as follows:<\/p>\n<ul>\n<li>The loan applicant must have been approved.<\/li>\n<li>The building must be free of structural defects, fully completed and ready for occupancy.<\/li>\n<li>The property must be no more than twenty-five (25) years old.<\/li>\n<li>It must not have been pledged to the Fund more than once.<\/li>\n<li>If the building is more than 15 years old, the citizen must submit a summons to the Fund to study the condition of the property and fill out the 20% deduction form from the loan amount.<\/li>\n<\/ul>\n<ul>\n<li>If the seller has overdue installments with the Real Estate Development Fund, the application will not be accepted until all overdue amounts are paid by the seller.<\/li>\n<li>If there is more than one owner of the property, one of them must be assigned a power of attorney to sell and collect the price.<br \/>\nCitizens will be informed that the process for buildings more than 15 years old takes a maximum of 60 days to study and evaluate the condition of the property.<\/li>\n<\/ul>\n<p>The program explained on its website that <span style=\"color: #800000;\"><a style=\"color: #800000;\" href=\"https:\/\/amlak.net.sa\/en\/52951\/\">Loan amount<\/a><\/span> It is determined according to the Fund's specifications and the Fund has the right to accept or reject the application. He indicated that the application will be dropped within a maximum period of 3 months from the date of submission, and emphasized the need to review according to the given dates.<\/p>\n<h4><strong>Requirements<\/strong> <strong>Transferring a mortgage application to a completed building with a guarantor<\/strong><\/h4>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">Minute<\/span><\/span>\u0645\u0627\u0647\u064a \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0646\u0642\u0644 \u0637\u0644\u0628 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0625\u0644\u0649 \u0645\u0628\u0646\u0649 \u0645\u0643\u062a\u0645\u0644 \u0628\u0646\u0638\u0627\u0645 \u0627\u0644\u0636\u0627\u0645\u0646\u061f \u062d\u062f\u062f \u0628\u0631\u0646\u0627\u0645\u062c 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\u0627\u0644\u0645\u0628\u0646\u0649 \u062e\u0627\u0644\u064a \u0645\u0646 \u0627\u0644\u0639\u064a\u0648\u0628 \u0627\u0644\u0627\u0646\u0634\u0627\u0626\u064a\u0629 \u0648 \u0645\u0643\u062a\u0645\u0644 \u0646\u0647\u0627\u0626\u064a\u0627\u064b &#8230; <a title=\"What are the requirements for transferring a mortgage application to a completed building with a guarantor?\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/56488\/\" aria-label=\"Read more about \u0645\u0627\u0647\u064a \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0646\u0642\u0644 \u0637\u0644\u0628 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0625\u0644\u0649 \u0645\u0628\u0646\u0649 \u0645\u0643\u062a\u0645\u0644 \u0628\u0646\u0638\u0627\u0645 \u0627\u0644\u0636\u0627\u0645\u0646\u061f\">Read more<\/a><\/p>","protected":false},"author":10,"featured_media":23551,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[119],"tags":[],"class_list":["post-56488","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-finance"],"acf":{"amlak_post_excerpt":"","amlak_post_excerpt_source":{"label":"Amlak post 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