{"id":59608,"date":"2023-09-28T14:31:44","date_gmt":"2023-09-28T11:31:44","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=59608"},"modified":"2023-09-28T14:31:44","modified_gmt":"2023-09-28T11:31:44","slug":"%d8%a7%d9%84%d9%82%d8%b1%d9%88%d8%b6-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a%d8%a9","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/59608\/","title":{"rendered":"SAR 27 billion worth of real estate loans provided by companies during the second quarter"},"content":{"rendered":"<p>The total value amounted to <span style=\"color: #800000;\"><strong><a style=\"color: #800000;\" href=\"https:\/\/www.sama.gov.sa\/ar-sa\/faqs\/pages\/financefaqs.aspx\">Real estate loans<\/a><\/strong><\/span> Among finance companies, the figure for the second quarter of 2023 was approximately 27 billion riyals, a slight increase from the same period in 2022, when it exceeded 26.7 billion riyals, while in 2021, it stood at approximately 25.4 billion riyals, according to data released by the Saudi Central Bank.<\/p>\n<h4><span style=\"color: #800000;\"><strong>4.1 billion riyals in personal loans<\/strong><\/span><\/h4>\n<p>Residential mortgages to individuals from finance companies declined in the second quarter of 2023, reaching 4.1 billion riyals, compared to the second quarter of 2022, when they stood at approximately 4.4 billion riyals, During the same period in 2021, they had risen slightly to 4 billion riyals.<\/p>\n<h4><strong>22.9 billion riyals in corporate loans<\/strong><\/h4>\n<p>And it recorded <span style=\"color: #800000;\"><strong><a style=\"color: #800000;\" href=\"https:\/\/amlak.net.sa\/en\/35624\/\">Business Loans<\/a><\/strong><\/span> Real estate financing by finance companies for the second quarter of 2023 totaled approximately 22.9 billion riyals, compared with 22.2 billion riyals for the second quarter of 2022, while it stood at 21.3 billion riyals for the second quarter of 2021.<\/p>\n<h4><strong>Decline in the Profitability Index<\/strong><\/h4>\n<p>On another note, profitability indicators for the finance sector declined, with the return on assets falling to 0.62 % in the first quarter of 2023, compared to 1.65 % in the same period of 2022\u2014its highest level during that period. The return on equity also fell to % 1.67 compared to % 4.03 in the same period of 2022, Net income for finance companies fell to 379 million riyals in the first quarter of 2023, compared to 893 million riyals in the same period of 2022.<\/p>\n<p>The role of the Central Bank is to supervise and regulate finance companies in general, including mortgage finance companies, to ensure the soundness of their financial positions, protect the rights of customers, and establish policies to regulate mortgage financing. In addition, it oversees the technical aspects of subsidized financing products offered by mortgage lenders to ensure compliance with credit and risk management policies, thereby safeguarding the stability of the financial system and the fairness of transactions.<\/p>\n<h4><span style=\"color: #800000;\">Real estate loans<\/span><\/h4>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">Minute<\/span><\/span>The total value of real estate loans from financing companies for the second quarter of 2023 amounted to about 27 billion riyals, a slight increase from the same period in 2022, when it exceeded 26.7 billion riyals, while in 2021 it was about 25.4 billion riyals, according to data issued by the Saudi Central Bank. Retail loans recorded SAR 4.1 billion in the second quarter of 2023, up slightly from SAR 26.7 billion in the same period in ... <a title=\"SAR 27 billion worth of real estate loans provided by companies during the second quarter\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/59608\/\" aria-label=\"Read more about the 27 billion riyals in real estate loans provided by companies during the second quarter\">Read more<\/a><\/p>","protected":false},"author":10,"featured_media":28840,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"0","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"footnotes":""},"categories":[119],"tags":[],"class_list":["post-59608","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-finance"],"acf":{"amlak_post_excerpt":"","amlak_post_excerpt_source":{"label":"Amlak 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