{"id":59852,"date":"2023-10-09T13:57:48","date_gmt":"2023-10-09T10:57:48","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=59852"},"modified":"2023-10-09T13:57:48","modified_gmt":"2023-10-09T10:57:48","slug":"%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a-5","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/59852\/","title":{"rendered":"Real Estate Surveys... The Risks of Real Estate Finance Between Repayment Obligation and stalled construction (2)"},"content":{"rendered":"<p>&nbsp;<\/p>\n<h4 style=\"text-align: center;\"><span style=\"color: #800000;\">Real estate finance risk... Between repayment obligation (2)<\/span><\/h4>\n<h4><span style=\"color: #800000;\">Reconnaissance: Abdullah Alsalih<\/span><\/h4>\n<p>is <span style=\"color: #800000;\"><strong><a style=\"color: #800000;\" href=\"https:\/\/amlak.net.sa\/en\/59808\/\">Real estate finance<\/a><\/strong><\/span> It is one of the important pillars that help build or own a home, and the competent authorities have set regulations, controls and facilities for it.<\/p>\n<p>Amlak Real Estate Newspaper conducted a survey on the best ways to obtain real estate financing, what are its potential risks, and how the beneficiary avoids default.<\/p>\n<h4><span style=\"color: #800000;\">Yousef Al-Masoudi: 3 conditions to avoid the risk of non-payment\u00a0<\/span><\/h4>\n<p>Yousef Al Masoudi, financial advisor and CEO of Contracts, said <span style=\"color: #800000;\"><strong><a style=\"color: #800000;\" href=\"https:\/\/misa.gov.sa\/ar\/\">And solutions for investment<\/a><\/strong><\/span> Real estate financing offers multiple benefits to beneficiaries who are employees of governmental and semi-governmental bodies and large companies, especially since it is supported by the Sakani program.<\/p>\n<p>He explained that the best way to obtain financing to build a house in light of the high land prices is through the Ministry of Housing's Land and Loan product, noting that the risks of mortgage financing enable the customer to default on installment payments, due to exaggerating the size or location of the property, which is not commensurate with the number of family members and their financial situation.<\/p>\n<p>According to Al-Masoudi, the risks of real estate financing also lie in the haste of individuals to buy real estate without knowing its suitability for the family and its monthly income, in addition to the lack of knowledge of many individuals about banking culture, although the real estate advisor was recently launched, but it has not been properly activated.<\/p>\n<p>The CEO of Contracts and Solutions for Real Estate Investment and Finance provided a set of tips for mortgage beneficiaries to avoid the risk of defaulting on installment payments, namely the need to choose the right time if there are offers with interest rates, and choosing the right house for the family, preferably an apartment at first if the family is at the beginning of its life, as well as getting rid of all existing financial obligations first before applying for mortgage financing, so that there are no other additional burdens represented by the large number of installments required to be paid by individuals.<\/p>\n<p>According to Al Masoudi, real estate financing has had a positive impact on the residential sector in the Kingdom and the Saudi economy over the past five years, as it contributed very significantly to the recovery of the real estate sector, which contributed to supporting economic growth in the Kingdom.<\/p>\n<h4 style=\"text-align: right;\"><span style=\"color: #800000;\">Real estate finance<\/span><\/h4>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">Minutes<\/span><\/span>&nbsp; \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a.. \u0645\u0627\u0628\u064a\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0633\u062f\u0627\u062f.. \u0648\u062a\u0648\u0642\u0641 \u0627\u0644\u0628\u0646\u0627\u0621 (2) \u0627\u0633\u062a\u0637\u0644\u0627\u0639: \u0639\u0628\u062f\u0627\u0644\u0644\u0647 \u0627\u0644\u0635\u0644\u064a\u062d \u064a\u064f\u0639\u062f \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0623\u062d\u062f \u0627\u0644\u0631\u0643\u0627\u0626\u0632 \u0627\u0644\u0645\u0647\u0645\u0629 \u0627\u0644\u062a\u064a \u062a\u0633\u0627\u0639\u062f \u0639\u0644\u0649 \u0628\u0646\u0627\u0621 \u0623\u0648 \u0627\u0645\u062a\u0644\u0627\u0643 \u0627\u0644\u0645\u0633\u0643\u0646\u060c \u0648\u0648\u0636\u0639\u062a \u0644\u0647 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u0645\u062e\u062a\u0635\u0629 \u0644\u0648\u0627\u0626\u062d \u0648\u0636\u0648\u0627\u0628\u0637 \u0648\u062a\u0633\u0647\u064a\u0644\u0627\u062a. \u0635\u062d\u064a\u0641\u0629 &#8220;\u0623\u0645\u0644\u0627\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629&#8221; \u0623\u062c\u0631\u062a \u0627\u0633\u062a\u0637\u0644\u0627\u0639\u064b\u0627 \u062d\u0648\u0644 \u0623\u0641\u0636\u0644 \u0627\u0644\u0637\u0631\u0642 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u060c \u0648\u0645\u0627\u0647\u064a \u0645\u062e\u0627\u0637\u0631\u0647 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629\u061f \u0648\u0643\u064a\u0641 \u064a\u062a\u062c\u0646\u0628 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f \u0627\u0644\u062a\u0639\u062b\u0631 \u0641\u064a\u0647.\u061f \u064a\u0648\u0633\u0641 \u0627\u0644\u0645\u0633\u0639\u0648\u062f\u064a: &#8230; <a title=\"Real Estate Surveys... The Risks of Real Estate Finance Between Repayment Obligation and stalled construction (2)\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/59852\/\" aria-label=\"Read more about \u0627\u0633\u062a\u0637\u0644\u0627\u0639\u0627\u062a \u0623\u0645\u0644\u0627\u0643.. \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a.. \u0645\u0627\u0628\u064a\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0633\u062f\u0627\u062f.. \u0648\u062a\u0648\u0642\u0641 \u0627\u0644\u0628\u0646\u0627\u0621 (2)\">Read more<\/a><\/p>","protected":false},"author":10,"featured_media":59809,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[145],"tags":[],"class_list":["post-59852","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-major-projects"],"acf":{"amlak_post_excerpt":"","amlak_post_excerpt_source":{"label":"Amlak post excerpt","type":"text","formatted_value":""}},"featured_image_urls":{"full":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2023\/10\/Amlak-273-8.jpg",826,922,false],"thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2023\/10\/Amlak-273-8-150x150.jpg",150,150,true],"medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2023\/10\/Amlak-273-8-269x300.jpg",269,300,true],"medium_large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2023\/10\/Amlak-273-8-768x857.jpg",768,857,true],"large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2023\/10\/Amlak-273-8.jpg",826,922,false],"1536x1536":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2023\/10\/Amlak-273-8.jpg",826,922,false],"2048x2048":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2023\/10\/Amlak-273-8.jpg",826,922,false],"trp-custom-language-flag":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2023\/10\/Amlak-273-8.jpg",11,12,false],"event-thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2023\/10\/Amlak-273-8-300x200.jpg",300,200,true],"event-medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2023\/10\/Amlak-273-8-600x400.jpg",600,400,true],"event-large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2023\/10\/Amlak-273-8-826x800.jpg",826,800,true],"event-hero":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2023\/10\/Amlak-273-8.jpg",826,922,false]},"author_info":{"info":["\u0627\u0645\u0644\u0627\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629"]},"category_info":"<a href=\"https:\/\/amlak.net.sa\/en\/category\/vision-2030\/major-projects\/\" rel=\"category tag\">\u0645\u0634\u0627\u0631\u064a\u0639 \u0643\u0628\u0631\u0649<\/a>","tag_info":"\u0645\u0634\u0627\u0631\u064a\u0639 \u0643\u0628\u0631\u0649","comment_count":"0","_links":{"self":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/59852","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/comments?post=59852"}],"version-history":[{"count":0,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/59852\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media\/59809"}],"wp:attachment":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media?parent=59852"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/categories?post=59852"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/tags?post=59852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}