{"id":66781,"date":"2024-07-01T12:24:03","date_gmt":"2024-07-01T09:24:03","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=66781"},"modified":"2025-11-26T03:14:54","modified_gmt":"2025-11-26T03:14:54","slug":"%d9%86%d8%b5%d8%a7%d8%a6%d8%ad-%d9%84%d8%a5%d8%b9%d8%af%d8%a7%d8%af-%d9%85%d9%8a%d8%b2%d8%a7%d9%86%d9%8a%d8%a9-%d8%b4%d8%ae%d8%b5%d9%8a%d8%a9-%d8%a3%d9%88-%d8%b9%d8%a7%d8%a6%d9%84%d9%8a%d8%a9","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/66781\/","title":{"rendered":"Tips for creating a personal or family budget"},"content":{"rendered":"<h4 style=\"text-align: center;\"><a href=\"https:\/\/moneysmart.gov.au\/publications-and-resources\/money-tips-in-other-languages\/money-tips-arabic\/budgeting-and-saving\"><span style=\"color: #800000;\">Tips for creating a personal or family budget<\/span><\/a><\/h4>\n<h4><a href=\"https:\/\/amlak.net.sa\/en\/tag\/%d9%85%d8%b7%d8%b1-%d8%a7%d9%84%d8%b4%d9%85%d8%b1%d9%8a\/\"><span style=\"color: #800000;\">Matar al-Shammari<\/span><\/a><\/h4>\n<p>1- Make a list of all your monthly expenses (loans, rent, food).<\/p>\n<p>2 - Make a list of indispensable necessities and calculate their approximate cost.<\/p>\n<p>3 - Create an emergency account to cover any unexpected expenses, surprise bills, or job loss.<\/p>\n<p>4- Identify the things you need to buy, in descending order from most important to least important, you will find that you spend your money on a lot of things that are not considered essential and other consumer items that you don't really need.<\/p>\n<p>5- Once you have an idea of what you spend in a month, you can start organizing the recorded expenses into a workable budget. You should specify in your budget how you measure your expenses along with your income so you can plan your spending and minimize overspending. Be sure to consider expenses that occur regularly but not monthly such as car maintenance.<\/p>\n<p>6- To ensure a good result, you need to stick to this budget you have set for yourself throughout the month and start gradually.<\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">Minute<\/span><\/span>\u0646\u0635\u0627\u0626\u062d \u0644\u0625\u0639\u062f\u0627\u062f \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u0639\u0627\u0626\u0644\u064a\u0629 \u0645\u0637\u0631 \u0627\u0644\u0634\u0645\u0631\u064a 1- \u0627\u0643\u062a\u0628 \u0642\u0627\u0626\u0645\u0629 \u0628\u062c\u0645\u064a\u0639 \u0645\u0635\u0627\u0631\u064a\u0641\u0643 \u0648\u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0634\u0647\u0631\u064a\u0629 (\u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u063a\u0630\u0627\u0626\u064a\u0629). 2 &#8211; \u0627\u0643\u062a\u0628 \u0642\u0627\u0626\u0645\u0629 \u0628\u0627\u0644\u0645\u0633\u062a\u0644\u0632\u0645\u0627\u062a \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u064a\u0645\u0643\u0646 \u0627\u0644\u0627\u0633\u062a\u063a\u0646\u0627\u0621 \u0639\u0646\u0647\u0627\u060c \u0648\u0627\u062d\u0633\u0628 \u062a\u0643\u0644\u0641\u062a\u0647\u0627 \u0627\u0644\u062a\u0642\u0631\u064a\u0628\u064a\u0629. 3 &#8211; \u0625\u0646\u0634\u0627\u0621 \u062d\u0633\u0627\u0628 \u0637\u0648\u0627\u0631\u0626 \u0644\u062a\u063a\u0637\u064a\u0629 \u0623\u064a \u0646\u0641\u0642\u0627\u062a \u063a\u064a\u0631 \u0645\u062a\u0648\u0642\u0639\u0629 \u0623\u0648 \u0641\u0648\u0627\u062a\u064a\u0631 \u0645\u0641\u0627\u062c\u0626\u0629 \u0623\u0648 \u0641\u0642\u062f\u0627\u0646 \u0648\u0638\u064a\u0641\u0629. 4- \u062d\u062f\u062f \u0627\u0644\u0623\u0634\u064a\u0627\u0621 \u0627\u0644\u062a\u064a \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 &#8230; <a title=\"Tips for creating a personal or family budget\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/66781\/\" aria-label=\"Read more about \u0646\u0635\u0627\u0626\u062d \u0644\u0625\u0639\u062f\u0627\u062f \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u0639\u0627\u0626\u0644\u064a\u0629\">Read more<\/a><\/p>","protected":false},"author":26,"featured_media":30924,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[120],"tags":[],"class_list":["post-66781","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-capital-markets"],"acf":{"amlak_post_excerpt":"\u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0625\u0646\u0641\u0627\u0642: \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u0635\u0627\u0631\u064a\u0641\u060c \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0627\u062a\u060c \u0625\u0646\u0634\u0627\u0621 \u0635\u0646\u062f\u0648\u0642 \u0637\u0648\u0627\u0631\u0626 \u0648\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u062e\u0637\u0629.","amlak_post_excerpt_source":{"label":"Amlak post excerpt","type":"text","formatted_value":"\u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0625\u0646\u0641\u0627\u0642: \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u0635\u0627\u0631\u064a\u0641\u060c \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0627\u062a\u060c \u0625\u0646\u0634\u0627\u0621 \u0635\u0646\u062f\u0648\u0642 \u0637\u0648\u0627\u0631\u0626 \u0648\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u062e\u0637\u0629."}},"featured_image_urls":{"full":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a.jpg",1032,1280,false],"thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-150x150.jpg",150,150,true],"medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-242x300.jpg",242,300,true],"medium_large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-768x953.jpg",768,953,true],"large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-826x1024.jpg",826,1024,true],"1536x1536":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a.jpg",1032,1280,false],"2048x2048":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a.jpg",1032,1280,false],"trp-custom-language-flag":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a.jpg",10,12,false],"event-thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-300x200.jpg",300,200,true],"event-medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-600x400.jpg",600,400,true],"event-large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-1032x800.jpg",1032,800,true],"event-hero":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2021\/03\/\u0645\u0637\u0631-\u0627\u0644\u0634\u0645\u0631\u064a-1032x1080.jpg",1032,1080,true]},"author_info":{"info":["\u0645\u0637\u0631 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