{"id":68951,"date":"2024-09-11T14:03:02","date_gmt":"2024-09-11T11:03:02","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=68951"},"modified":"2025-11-26T01:54:46","modified_gmt":"2025-11-26T01:54:46","slug":"%d8%ad%d9%84-%d9%85%d8%a8%d8%aa%d9%83%d8%b1-%d9%84%d8%a7%d9%85%d8%aa%d9%84%d8%a7%d9%83-%d9%85%d9%86%d8%b2%d9%84-%d8%a7%d9%84%d8%a3%d8%ad%d9%84%d8%a7%d9%85-%d9%83%d9%8a%d9%81-%d8%aa%d8%ad%d8%b5%d9%84","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/68951\/","title":{"rendered":"An innovative solution to owning your dream home How do you get a self-build product?"},"content":{"rendered":"

As the demand for homeownership and the dream of residential independence grows, the Self-build product<\/a> as one of the leading financing solutions in Saudi Arabia. This product gives citizens the opportunity to design and build their own homes according to their own needs and preferences, through financial support provided by Real Estate Development Fund<\/a><\/strong> and local banks. As the popularity of this product grows, self-building plays a pivotal role in meeting the growing demand for residential units, especially with the Kingdom's Vision 2030 goals to improve the quality of life and boost the real estate sector.<\/p>\n

The Real Estate Fund explained that the self-construction package allows beneficiaries of the self-construction product wishing to build their homes to provide immediate non-refundable support of up to 150,000 riyals, in addition to other benefits in partnership with financing entities.<\/p>\n

The fund explains that as part of the joint efforts to empower the beneficiaries of \u201cSelf-construction<\/a><\/strong>\u201dFrom covering the costs of the initial stages of building their homes, the value of the self-construction package subsidy will be deposited as a single payment to the beneficiary upon signing the financing contract, in addition to raising the percentage of the first payment that the beneficiary receives upon signing the financing contract with the financing entity from 10% to 25%.<\/p>\n

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What is a self-build product?<\/span><\/h4>\n<\/div>\n<\/div>\n<\/div>\n

The self-build program is one of the financing solutions offered by the Real Estate Development Fund in cooperation with Saudi banks to enable citizens to build their homes on land they own. This program provides financing that suits the beneficiaries' financial capabilities and allows them the freedom to choose designs and contractors in line with their housing aspirations and ambitions.<\/p>\n

The self-build product is a step towards promoting the concept of independence and innovation in Saudi Arabia's housing sector. With significant government support and numerous benefits, this product contributes to realizing the dream of owning a customized home that meets the needs and aspirations of Saudi families. However, success in this project requires careful planning and continuous follow-up at all stages of construction to ensure maximum utilization of the financing and achieve the desired goals.<\/p>\n

This product comes as part of efforts to increase homeownership rates among citizens. The program supports flexibility in planning and construction, enabling families to build homes that precisely fit their needs.<\/p>\n

Advantages of a self-build product<\/strong><\/span><\/h4>\n

Freedom to design and build: This product allows beneficiaries to freely design their homes and choose materials and contractors according to their vision, providing a residential experience that is completely customized to the family's needs.<\/p>\n

Convenient financing: The product offers multiple financing options with competitive interest rates that are in line with the beneficiaries' financial capabilities, enabling them to start building without incurring significant financial burdens.<\/p>\n

Generous government support: Self-builders receive financial support from the Real Estate Development Fund, which reduces construction costs and helps families realize the dream of housing more easily.<\/p>\n

Own the land and the decision: The product gives beneficiaries the ability to use the land they already own, enhancing the value of their real estate investment and increasing their sense of financial security.<\/p>\n

Achieving housing independence: can Self-construction<\/a><\/strong> Families can quickly move into their new homes without relying on ready-made housing projects, providing flexibility in relocation and stabilization.<\/p>\n

How to get self-build financing<\/span><\/h4>\n

To obtain self-build financing, a citizen must be eligible for housing subsidies from Real Estate Development Fund<\/a><\/strong>and own a buildable plot of land. The steps for obtaining financing include the following:<\/p>\n

Register on the Sakani platform: The beneficiary must register on the Sakany platform and apply for financing.<\/p>\n

Choosing a lender: The beneficiary can choose the bank or financial institution he\/she wishes to deal with, based on the financing terms and interest rates offered.<\/p>\n

Obtaining approvals: After fulfilling the requirements, the beneficiary gets the necessary approvals and starts preparing engineering plans and identifying contractors.<\/p>\n

Disbursement of payments: Payments are disbursed to the beneficiary in specific construction phases, according to the progress of the construction process.<\/p>\n

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 <\/p>","protected":false},"excerpt":{"rendered":"

Reading time: <\/span> 2<\/span> Minutes<\/span><\/span>With the increasing demand for home ownership and the realization of the dream of housing independence, the self-build product is emerging as one of the most prominent financing solutions in the Kingdom of Saudi Arabia. This product gives citizens the opportunity to design and build their own homes according to their own needs and preferences, with financial support provided by the Real Estate Development Fund (REF) and local banks. As the popularity of this product grows, self-building is playing a role... Read more<\/a><\/p>","protected":false},"author":27,"featured_media":68783,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[123],"tags":[],"class_list":["post-68951","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-building-materials-techniques"],"acf":{"amlak_post_excerpt":"\u0628\u0631\u0646\u0627\u0645\u062c \u064a\u0645\u0643\u0651\u0646 \u0627\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0645\u0646 \u062a\u0635\u0645\u064a\u0645 \u0648\u0628\u0646\u0627\u0621 \u0645\u0646\u0627\u0632\u0644\u0647\u0645 \u0645\u0639 \u062a\u0645\u0648\u064a\u0644 \u062d\u0643\u0648\u0645\u064a \u0648\u0628\u0646\u0643\u0651\u064a \u0648\u062f\u0639\u0645 \u0641\u0648\u0631\u064a \u062d\u062a\u0649 150 \u0623\u0644\u0641 \u0631\u064a\u0627\u0644.","amlak_post_excerpt_source":{"label":"Amlak post excerpt","type":"text","formatted_value":"\u0628\u0631\u0646\u0627\u0645\u062c \u064a\u0645\u0643\u0651\u0646 \u0627\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0645\u0646 \u062a\u0635\u0645\u064a\u0645 \u0648\u0628\u0646\u0627\u0621 \u0645\u0646\u0627\u0632\u0644\u0647\u0645 \u0645\u0639 \u062a\u0645\u0648\u064a\u0644 \u062d\u0643\u0648\u0645\u064a \u0648\u0628\u0646\u0643\u0651\u064a \u0648\u062f\u0639\u0645 \u0641\u0648\u0631\u064a \u062d\u062a\u0649 150 \u0623\u0644\u0641 \u0631\u064a\u0627\u0644."}},"featured_image_urls":{"full":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/09\/\u0627\u0644\u0628\u0646\u0627\u0621.jpg",2560,1707,false],"thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/09\/\u0627\u0644\u0628\u0646\u0627\u0621-150x150.jpg",150,150,true],"medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/09\/\u0627\u0644\u0628\u0646\u0627\u0621-300x200.jpg",300,200,true],"medium_large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/09\/\u0627\u0644\u0628\u0646\u0627\u0621-768x512.jpg",768,512,true],"large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/09\/\u0627\u0644\u0628\u0646\u0627\u0621-1024x683.jpg",1024,683,true],"1536x1536":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/09\/\u0627\u0644\u0628\u0646\u0627\u0621-1536x1024.jpg",1536,1024,true],"2048x2048":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/09\/\u0627\u0644\u0628\u0646\u0627\u0621-2048x1366.jpg",2048,1366,true],"trp-custom-language-flag":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/09\/\u0627\u0644\u0628\u0646\u0627\u0621.jpg",18,12,false],"event-thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/09\/\u0627\u0644\u0628\u0646\u0627\u0621-300x200.jpg",300,200,true],"event-medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/09\/\u0627\u0644\u0628\u0646\u0627\u0621-600x400.jpg",600,400,true],"event-large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/09\/\u0627\u0644\u0628\u0646\u0627\u0621-1200x800.jpg",1200,800,true],"event-hero":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/09\/\u0627\u0644\u0628\u0646\u0627\u0621-1920x1080.jpg",1920,1080,true]},"author_info":{"info":["\u0623\u0645\u0644\u0627\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629"]},"category_info":"\u0645\u0648\u0627\u062f \u0648\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0628\u0646\u0627\u0621<\/a>","tag_info":"\u0645\u0648\u0627\u062f \u0648\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0628\u0646\u0627\u0621","comment_count":"0","_links":{"self":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/68951","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/comments?post=68951"}],"version-history":[{"count":0,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/68951\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media\/68783"}],"wp:attachment":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media?parent=68951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/categories?post=68951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/tags?post=68951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}