{"id":69521,"date":"2025-09-16T11:52:52","date_gmt":"2025-09-16T08:52:52","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=69521"},"modified":"2025-11-25T17:46:01","modified_gmt":"2025-11-25T17:46:01","slug":"%d8%aa%d8%b9%d8%b1%d9%81-%d8%b9%d9%84%d9%89-%d8%b4%d8%b1%d9%88%d8%b7-%d9%86%d9%82%d9%84-%d8%a7%d9%84%d9%85%d8%af%d9%8a%d9%88%d9%86%d9%8a%d8%a9-%d9%81%d9%8a-%d8%a8%d8%b1%d9%86%d8%a7%d9%85%d8%ac-%d8%b3","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/69521\/","title":{"rendered":"Learn about the conditions for transferring debt in the Residential Program"},"content":{"rendered":"<p>As part of the Ministry of Municipalities and Housing\u2019s efforts to provide flexible financing solutions for beneficiaries, the ministry has set specific conditions for debt transfer within the \u201cSkeni\u201d program, which aims to provide diverse financing options to meet the needs of citizens. Despite the direct support provided by the program, there are certain restrictions that apply to certain beneficiaries, such as the \u201cAdvance for Military and Civil Servants\u201d initiative, which requires beneficiaries to carefully review the conditions to ensure full benefit.<\/p>\n<p>And the conditions that must be met for the transfer of debt in some housing products are as follows: <strong><a href=\"https:\/\/sakani.sa\/\">\u201cResidential\u201d program\u201d<\/a> <\/strong>This comes as a step towards facilitating the acquisition of housing for citizens, taking into account the necessity of regular payment compliance and the availability of specified conditions.\u00a0<strong>Among the most prominent of these conditions are:<\/strong><\/p>\n<h4><span style=\"color: #800000;\">Regular customers in payment<\/span><\/h4>\n<p>The debt transfer terms apply to customers who regularly pay their real estate obligations, reflecting their ability to adhere to contracts and housing financing.<\/p>\n<h4><span style=\"color: #800000;\">Those who receive full or partial support<\/span><\/h4>\n<p>This program includes clients who receive full or partial housing support from the Ministry of Housing, provided that the support continues in accordance with the specified conditions.<\/p>\n<h4><span style=\"color: #800000;\">Exceptions to the use of the program<\/span><\/h4>\n<p>The debt transfer terms do not apply to beneficiaries of the current initiative for the payment of advances to military and civilian personnel, nor do they apply to beneficiaries of the existing financing scheme.<\/p>\n<h4><span style=\"color: #800000;\">Non-refundable support in conjunction with real estate financing<\/span><\/h4>\n<p>The \u201cprogram\u201d grants\u201c<strong><a href=\"https:\/\/amlak.net.sa\/en\/69335\/\">Residential<\/a><\/strong>\u201dDirect, non-refundable support for beneficiaries who receive real estate financing from the approved financing entity. This support is intended to alleviate financial burdens on citizens and enhance opportunities for homeownership, provided that they comply with the program and financing entity\u2019s terms and conditions.<\/p>\n<h4><span style=\"color: #800000;\">Payment term and terms of installment<\/span><\/h4>\n<p>An important requirement set by the ministry is that the repayment period must not exceed the remaining duration of the existing contract; this means that the beneficiaries must be fully aware of the terms of the current contract and the timeframe available for the new financing.<\/p>\n<h4>Smart utilization of housing financing<\/h4>\n<p>The program \u201c<strong><a href=\"https:\/\/amlak.net.sa\/en\/69359\/\">Residential<\/a><\/strong>\u201dThe Ministry of Housing\u2019s vision reflects the provision of flexible housing and financial solutions, but it is essential that beneficiaries adhere to the specified conditions to ensure maximum benefit from the program. Given that some beneficiaries are exempt from other initiatives, citizens must ensure that their circumstances meet the declared conditions to avoid losing support or delaying the acquisition of the required funding.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">Minutes<\/span><\/span>As part of the Ministry of Municipalities and Housing\u2019s efforts to provide flexible financing solutions for beneficiaries, the Ministry has established specific conditions for debt transfer under the \u201cSakani\u201d program, which aims to provide a variety of financing options that meet the needs of citizens. Despite the direct support provided by the program, there are certain restrictions that apply to specific beneficiaries, such as the down payment initiative for military personnel and civilians, which \u2026 <a title=\"Learn about the conditions for transferring debt in the Residential Program\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/69521\/\" aria-label=\"Read more about Learn about the terms for transferring debt in the Skini program\">Read more<\/a><\/p>","protected":false},"author":27,"featured_media":69525,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"0","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"amlak_video_sent":"","footnotes":""},"categories":[100],"tags":[],"class_list":["post-69521","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-residential"],"acf":{"amlak_post_excerpt":"\u0634\u0631\u0648\u0637 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