{"id":76567,"date":"2025-04-14T09:46:31","date_gmt":"2025-04-14T06:46:31","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=76567"},"modified":"2025-11-25T22:50:57","modified_gmt":"2025-11-25T22:50:57","slug":"%d8%a7%d9%84%d8%a3%d9%81%d8%b1%d8%a7%d8%af-%d9%88%d8%a7%d9%84%d9%81%d9%84%d9%84-%d9%8a%d8%b3%d8%aa%d8%ad%d9%88%d8%b0%d9%88%d9%86-%d8%b9%d9%84-%d8%a7%d9%84%d9%86%d8%b5%d9%8a%d8%a8-%d8%a7%d9%84%d8%a3","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/76567\/","title":{"rendered":"Individuals and villas accounted for the largest share of real estate financing in February"},"content":{"rendered":"<p>Souq<strong><a href=\"https:\/\/amlak.net.sa\/en\/76184\/\"> Real estate finance<\/a> <\/strong>Saudi Arabia's retail housing market rebounded significantly in February 2025, according to<strong><a href=\"https:\/\/www.sama.gov.sa\/\"> Saudi Central Bank<\/a> <\/strong>\u201cSAMA reported a significant rise in the volume of new financing provided to individuals through banks, reaching SAR 8.91 billion, achieving a jump of 28% compared to the same period in 2024, in a clear indication of the return of momentum to the residential sector.<\/p>\n<p>According to SAMA's official data, February witnessed the signing of about 11.8 thousand new financing contracts between banks and individuals, with a remarkable increase in the average value of financing per contract, which amounted to 758 thousand riyals, with a growth rate of 4% year-on-year.<\/p>\n<h4><span style=\"color: #800000;\"><strong>Villas dominate the largest share<\/strong><\/span><\/h4>\n<p>Residential villas are still the first choice for Saudis, accounting for 63% of the total value of real estate financing provided in February, with a value of SAR 5.57 billion. Apartments came in second with a total of SAR 2.89 billion, followed by land with a value of SAR 436 million.<\/p>\n<h4><span style=\"color: #800000;\">Monthly evolution of financing by property type<\/span><\/h4>\n<p>SAMA data indicates a remarkable development in the financing of villas and apartments from the beginning of 2024 to February 2025. While financing for villas in January amounted to SAR 6.64 billion, it declined slightly in February to SAR 5.57 billion. As for the financing of apartments, it recorded a slight decrease from 3.35 billion riyals in January to 2.89 billion riyals in February, while land financing remained relatively stable around the level of 430-475 million riyals per month.<\/p>\n<h4><span style=\"color: #800000;\"><strong>Finance companies are out of the equation<\/strong><\/span><\/h4>\n<p>In contrast, residential real estate financing provided by finance companies witnessed a notable decline, falling by 26% in February to record only about 198 million riyals, confirming the continued dominance of banks in the real estate financing scene in the Kingdom.<\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">Minute<\/span><\/span>\u0633\u062c\u0651\u0644 \u0633\u0648\u0642 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u0633\u0643\u0646\u064a \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0627\u0646\u062a\u0639\u0627\u0634\u0629 \u0645\u0644\u062d\u0648\u0638\u0629\u00a0 \u062e\u0644\u0627\u0644 \u0641\u0628\u0631\u0627\u064a\u0631 2025\u060c \u062d\u064a\u062b \u0623\u0638\u0647\u0631\u062a \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a &#8220;\u0633\u0627\u0645\u0627&#8221; \u0627\u0631\u062a\u0641\u0627\u0639\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627 \u0641\u064a \u062d\u062c\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062c\u062f\u064a\u062f \u0627\u0644\u0645\u0642\u062f\u0645 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0639\u0628\u0631 \u0627\u0644\u0645\u0635\u0627\u0631\u0641\u060c \u0644\u064a\u0635\u0644 \u0625\u0644\u0649 8.91 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644\u060c \u0645\u062d\u0642\u0642\u064b\u0627 \u0642\u0641\u0632\u0629 \u0628\u0646\u0633\u0628\u0629 28% \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0641\u062a\u0631\u0629 \u0646\u0641\u0633\u0647\u0627 \u0645\u0646 \u0639\u0627\u0645 2024\u060c \u0641\u064a \u0645\u0624\u0634\u0631 \u0648\u0627\u0636\u062d \u0639\u0644\u0649 \u0639\u0648\u062f\u0629 \u0627\u0644\u0632\u062e\u0645 \u0644\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0633\u0643\u0646\u064a. \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a &#8230; <a title=\"Individuals and villas accounted for the largest share of real estate financing in February\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/76567\/\" aria-label=\"Read more about \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0641\u0644\u0644 \u064a\u0633\u062a\u062d\u0648\u0630\u0648\u0646 \u0639\u0644 \u0627\u0644\u0646\u0635\u064a\u0628 \u0627\u0644\u0623\u0643\u0628\u0631 \u0645\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0641\u0628\u0631\u0627\u064a\u0631\">Read more<\/a><\/p>","protected":false},"author":27,"featured_media":84019,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[119],"tags":[],"class_list":["post-76567","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-finance"],"acf":{"amlak_post_excerpt":"\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0639\u0628\u0631 \u0627\u0644\u0628\u0646\u0648\u0643 \u064a\u0642\u0641\u0632 28% \u0625\u0644\u0649 8.91 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0641\u064a \u0641\u0628\u0631\u0627\u064a\u0631 \u0645\u0639 \u062a\u0648\u0642\u064a\u0639 11.8 \u0623\u0644\u0641 \u0639\u0642\u062f.","amlak_post_excerpt_source":{"label":"Amlak post excerpt","type":"text","formatted_value":"\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0639\u0628\u0631 \u0627\u0644\u0628\u0646\u0648\u0643 \u064a\u0642\u0641\u0632 28% \u0625\u0644\u0649 8.91 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0641\u064a \u0641\u0628\u0631\u0627\u064a\u0631 \u0645\u0639 \u062a\u0648\u0642\u064a\u0639 11.8 \u0623\u0644\u0641 \u0639\u0642\u062f."}},"featured_image_urls":{"full":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-150x150.jpg",150,150,true],"medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-300x204.jpg",300,204,true],"medium_large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"1536x1536":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"2048x2048":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"trp-custom-language-flag":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",18,12,false],"event-thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-300x200.jpg",300,200,true],"event-medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-600x400.jpg",600,400,true],"event-large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"event-hero":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false]},"author_info":{"info":["\u0623\u0645\u0644\u0627\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629"]},"category_info":"<a href=\"https:\/\/amlak.net.sa\/en\/category\/finance-investment\/real-estate-finance\/\" rel=\"category tag\">\u062a\u0645\u0648\u064a\u0644 \u0639\u0642\u0627\u0631\u064a<\/a>","tag_info":"\u062a\u0645\u0648\u064a\u0644 \u0639\u0642\u0627\u0631\u064a","comment_count":"0","_links":{"self":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/76567","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/comments?post=76567"}],"version-history":[{"count":0,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/76567\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media\/84019"}],"wp:attachment":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media?parent=76567"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/categories?post=76567"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/tags?post=76567"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}