{"id":80048,"date":"2025-07-01T17:11:42","date_gmt":"2025-07-01T14:11:42","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=80048"},"modified":"2025-11-25T21:16:53","modified_gmt":"2025-11-25T21:16:53","slug":"534-%d9%85%d9%84%d9%8a%d9%88%d9%86-%d8%b1%d9%8a%d8%a7%d9%84-%d9%82%d9%8a%d9%85%d8%a9-%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a-%d8%a7%d9%84%d9%85%d9%88","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/80048\/","title":{"rendered":"SAR 534 million worth of real estate financing for land purchases in May"},"content":{"rendered":"

In a new development in the housing market, [...] recorded Real estate finance<\/a><\/strong> New residential mortgages for individuals provided by Saudi banks rose significantly by 17% in May 2025, reaching 7.376 billion riyals, compared to approximately 6.297 billion riyals in April of the same year, according to data Saudi Central Bank<\/a><\/strong> (SAMA).<\/p>\n

However, despite this monthly growth, the data showed a year-over-year decline of 3.9%, compared to financing of 7.674 billion riyals in May 2024, reflecting some volatility in the pace of real estate demand on a year-over-year basis.<\/p>\n

Villas Are Leading the Real Estate Market<\/strong><\/span><\/h4>\n

Residential villas were the top choice among citizens, accounting for 67.7% of total new real estate financing in May, with a value of 4.992 billion riyals.
\nFinancing for villas recorded a remarkable monthly increase of 27% compared to April, but declined by 2.4% on a year-over-year basis, after reaching 5.114 billion riyals in May 2024.<\/p>\n

Apartments Are Losing Their Appeal<\/strong><\/span><\/h3>\n

In contrast, it decreased Real estate finance<\/a><\/strong> Spending on apartment purchases fell by 10.4% compared to the previous month, totaling 1.850 billion riyals, down from 2.064 billion riyals in April. It also declined by 14% on a year-over-year basis, as financing stood at 2.153 billion riyals in May of last year.
\nApartments accounted for only about 25% of new mortgage financing, indicating a shift in borrowers\u2019 preferences in recent times.<\/p>\n

Land Sector Posts Highest Growth<\/strong><\/span><\/h4>\n

As for real estate financing for land purchases, it jumped significantly by 75.7% on a month-over-month basis, reaching 534 million riyals in May, compared to 304 million riyals in April. It also rose by 30.9% year-over-year, compared to 408 million riyals in May 2024, with land accounting for 7.2% of total financing.<\/p>\n

Increase in the Number of Contracts Signed<\/strong><\/span><\/h4>\n

The number of new mortgage contracts for individuals in May 2025 reached approximately 9,961, up from 8,204 in April, however, this represented a slight decline compared to the number of contracts in May 2024, which stood at 10,123 at that time.<\/p>\n

An Analysis of the Real Estate Market<\/span><\/h4>\n

These figures reflect a relative recovery in demand for real estate financing during the month of May, particularly for villas and land, while apartments appear to be experiencing a decline in investment or residential appeal, which may prompt real estate developers to reconsider their priorities.<\/p>","protected":false},"excerpt":{"rendered":"

Reading time: <\/span> 2<\/span> Minutes<\/span><\/span>In a fresh boost to the housing market, new residential real estate financing for individuals provided by Saudi banks recorded a remarkable rise of 17% in May 2025, reaching SAR 7.376 billion, compared to SAR 6.297 billion in April of the same year, according to data from the Saudi Central Bank (SAMA). However, despite this monthly growth, the data showed an annualized decline of ... Read 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