{"id":81179,"date":"2025-07-25T18:37:23","date_gmt":"2025-07-25T15:37:23","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=81179"},"modified":"2025-11-25T20:51:13","modified_gmt":"2025-11-25T20:51:13","slug":"%d8%a7%d9%84%d9%85%d9%84%d8%a7%d9%85%d8%ad-%d8%a7%d9%84%d8%b9%d8%a7%d9%85%d8%a9-%d9%84%d9%84%d9%86%d8%b8%d8%a7%d9%85-%d8%a7%d9%84%d9%85%d9%8f%d8%ad%d8%af%d9%8e%d9%91%d8%ab-%d9%84%d8%aa%d9%85%d9%84","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/81179\/","title":{"rendered":"General features of the updated system for non-Saudis to own real estate Comprehensive guide"},"content":{"rendered":"

General Features of the Modernized Real Estate Ownership System for Non-Saudis<\/strong><\/h3>\n

Initial Introductory Brochure <\/strong>
\nMuharram 30, 1447 AH <\/strong>
\nJuly 25, 2025<\/strong><\/h4>\n

Modernizing the real estate ownership system for non-Saudis: Step new<\/span> To stimulate investment<\/strong><\/span><\/h3>\n

The real estate sector is one of the main drivers of the national economy because of its role in influencing more than 120 economic activities, as well as its role in enabling families to own suitable housing and providing job opportunities, and its importance increases in light of urban expansion, population growth, and the ambitious vision that the Kingdom seeks to achieve.<\/p>\n

In the context of Saudi Vision 2030, which aims to diversify sources of income and reduce dependence on oil, the trend came to develop regulations and legislation that promote investment in the economic sectors in general and real estate in particular, especially with the investment and real estate attractiveness that the Kingdom enjoys today at the level of the region and the world in general, whether in major cities or in the qualitative projects that resulted from the vision such as \u201cNEOM\u201d, \u201dQiddiya\u201d, \u201dRed Sea Projects\u201d and others, due to the economic, social and regulatory stability characterized by the Kingdom of Saudi Arabia by the grace of God and then under the guidance of the wise leadership - may Allah protect it. .<\/p>\n

Over the past five years, more than 20 real estate legislations have been issued to govern the real estate sector, preserve the rights of all those dealing in it, and stimulate local and international investment in it. Today, the modernization of the system of ownership of real estate by non-Saudis comes as a deliberate regulatory step that ensures the achievement of its regulatory and investment objectives and takes into account the interest of the citizen through specific controls and ranges of ownership.<\/p>\n

Definition of the Modernized Real Estate Ownership System for Non-Saudis<\/strong><\/span><\/h3>\n

is a Non-Saudis owning real estate<\/a><\/strong> One of the regulatory legislations for the ownership of real estate in the Kingdom of Saudi Arabia by non-Saudi individuals, companies and entities in accordance with specific controls and criteria that ensure the compatibility of ownership with the national interest and the economic and organizational trends of the Kingdom and takes into account its religious, cultural and social specificity.<\/p>\n

Previously released Non-Saudis owning real estate<\/a> <\/strong>On the first of Muharram 1421 AH, corresponding to April 6, 2000 AD, and on Monday, the Royal Decree No. (M\/14) dated 19 Muharram 1447 AH, corresponding to July 14, 2025 AD, was issued, approving the updated system for the ownership of real estate by non-Saudis, to be It included 15 articles that precisely regulate the cases of ownership of real estate for non-Saudis, followed by an executive regulation that explains and interprets these articles, in addition to the geographical ranges in which ownership is allowed according to the system. .<\/p>\n

The system was updated according to an integrated legislative methodology that included: Reviewing relevant real estate regulations and legislation, analyzing international practices in a number of countries whose investment environment is similar to the Kingdom, and a benchmark comparison with similar systems in G20 countries and countries with an advanced regulatory structure, as well as taking advantage of regulatory practices in controlling geographical scopes, market governance, legal empowerment mechanisms for non-Saudi investors, and integration with complementary systems such as the privileged residency system and ownership systems for citizens of Gulf countries.<\/p>\n

This system is in line with international best practices in the field of foreign ownership of real estate, to ensure the promotion of a fair, safe and balanced investment environment in line with the objectives of Saudi Vision 2030.<\/p>\n

The updated system, new opportunities for citizens in the real estate market<\/strong><\/span><\/h3>\n

The system has been prepared taking into account that it does not affect the citizen's opportunities for ownership and housing or affect the price balance in the real estate market, as the system and its executive regulations include controls and determinants of ownership that work to create a more flexible, stable and diversified market in which opportunities are available to all and resources are managed within a comprehensive national development plan:
\n1. Increasing the real estate supply and achieving real estate balance: The system contributes to increasing the real estate supply in general and residential real estate in particular, thus reducing the gap between supply and demand, which leads to limiting price inflation resulting from the lack of supply, and the system is integrated with the government measures taken to achieve real estate balance for real estate prices, especially in major cities in the medium and long term.
\n2. Raising the quality of real estate projects: The entry of international developers and quality companies will enhance the trend towards improving design, implementation, and services, raising the level of real estate products in the local market and increasing competition for quality and price.
\n3. Stimulating growth in the real estate market: The impact of the system is not limited to residential properties, but extends to all types of commercial, industrial and tourism properties, which stimulates the economic movement and serves the goals of economic cities and major projects.
\n4. Providing job opportunities and developing the local real estate sector: With the implementation of new real estate projects expected after the system comes into effect, the demand for real estate brokerage, contracting, construction, valuation, facilities management, property management, property management, law, real estate and engineering consultancy will increase, leading to the creation of direct and indirect employment opportunities in the real estate, construction, building and other sectors related to real estate activities.<\/p>\n

Objectives of the Real Estate Ownership System for Non-Saudis:<\/span><\/h3>\n

\uf0a7 Attracting foreign direct investment to the Saudi real estate market.
\n\uf0a7 Enhancing the contribution of the real estate sector to GDP.
\n\uf0a7 Retaining global talent by enabling them to settle down.
\n\uf0a7 Increase the contribution of non-oil sectors in supporting the national economy.
\n\uf0a7 Growing the economy and diversifying sources of income sustainably.
\n\uf0a7 Improving the quality of urban and urban life.<\/p>\n

The Five Principles of Real Estate Ownership by Non-Saudis:<\/strong><\/span><\/h3>\n

To ensure the effectiveness of the system, achieve its goals and maximize its impact on the real estate sector, it was built according to five main principles:
\nSovereignty: The state retains full sovereignty in determining the geographical scope, types of in-kind rights, and ownership percentages, to emphasize that ownership is not an end in itself, but a means to support the economy, stimulate urban development, and achieve added economic and developmental value.
\nTransparency: The system promotes transparency by requiring real estate registration, full disclosure, and penalties for any manipulation of information or values, which preserves investor confidence, ensures market fairness, and prevents any irregular practices. The system also includes features to enhance transparency by clarifying all provisions, articles and procedures through a unified digital platform for real estate transactions.
\nCitizen priority: The system is based on allowing non-Saudis, individuals, companies and entities to own property within clear controls that take into account the public interest, preserve the religious and cultural specificity of Saudi society, and ensure the priority of the citizen and the stability of the local market.
\nPreservation of rights: The system ensures the preservation of rights for all parties through direct linkage to the real estate registration system, documenting ownership and real estate rights, and minimizing disputes. It also defines clear mechanisms for subsequent real estate transactions and enables the documentation of all rights to enhance reliability in the real estate market.
\nGovernance: The system defines clear responsibilities for the regulatory authorities, and the effectiveness of regulatory integration between related systems, while granting powers to judicial bodies and specialized committees to consider violations and objections, and authorizing the concerned authorities to issue executive regulations and decisions, to ensure fair and consistent application with the variables of the real estate market, and the executive regulations will include all the details of the procedures and the beneficiary's journey in the smallest details in order to make the system a unique experience in line with the progress reached by the Kingdom of Saudi Arabia in all fields.<\/p>\n

15 articles outlining the main regulations for non-Saudi ownership of real estate:<\/strong><\/span><\/h3>\n

included Modernized Real Estate Ownership System for Non-Saudis<\/a> <\/strong>The law contains 15 articles, which clarified basic definitions, regulated the legal and substantive framework for the ownership of non-Saudis and the acquisition of in-kind rights over real estate in the Kingdom of Saudi Arabia by non-Saudis, whether resident or non-resident individuals, non-Saudi companies or non-Saudi non-profit entities, and determined who is entitled to own property from those categories, and referred the determination of geographical ranges that include the types of in-kind and other rights to a decision issued by the Council of Ministers, and included the provisions of owning property in the holy cities of Mecca and Medina, and clarified the ownership provisions for companies that share joint ownership of the property. It also established specialized committees to look into violations and regulated the procedures for judicial objection.<\/p>\n

Key definitions in the Non-Saudis Ownership of Real Estate Law:<\/strong><\/span><\/h3>\n

\uf0a7 system: Meaning: The Law on Ownership of Real Estate by Non-Saudis issued by Royal Decree No. (M\/14) dated 19 Muharram 1447 AH corresponding to July 14, 2025 AD, which is the legal text that regulates the cases, conditions and controls for the ownership of real estate by non-Saudis.<\/p>\n

\uf0a7 Regulations: The executive regulation of the system, which is the regulation that interprets the provisions of the system, and includes the applied details and technical and regulatory procedures related to the activation of the system, and will be published in the \u201dReconnaissance\u201d platform within the next 180 days, then the General Authority for Real Estate will submit it and issue a subsequent decision by the Council of Ministers.<\/p>\n

\uf0a7 organization Meaning: The Public Authority for Real Estate, which is the government body that oversees the regulation of the real estate sector.<\/p>\n

\uf0a7 Geographic Ranges: The specific area or space within the territory of the Kingdom of Saudi Arabia in which a non-Saudi may own real estate or acquire other rights in kind, and includes sites and projects that are specified in the Geographic Scopes document as a designated scope for non-Saudi ownership.<\/p>\n

\uf0a7 Real Estate Registration: It is a real estate registration system that relies on the real estate unit as the basis for registering ownership, rights and subsequent real estate transactions, by issuing a title deed and a sheet in the real estate registry for each property in the declared real estate areas, indicating the property number, the name of its owner, its description in terms of its type, location, area, boundaries, dimensions, rights, restrictions, obligations, dispositions or changes that result in the rights of third parties.
\n\uf0a7 Real Estate Registry: A set of documents indicating the description of the property, its location, its physical and legal status, its rights and obligations, and the changes that occur to it, in light of the documents recognized by the system, and the real estate record includes the title deed and real estate sheet.<\/p>\n

\uf0a7 Non-Saudi: Refers to anyone who does not hold Saudi nationality and includes:
\nFirst: A natural person is a non-Saudi individual (whether resident or non-resident).
\nSecond: A non-Saudi company is any company that is not considered Saudi according to the Companies Law, and has its headquarters outside the Kingdom.
\nThird: A non-Saudi non-profit entity such as international associations and organizations or foreign non-profit institutions.
\nFourth: Any other legal person, determined by the Council of Ministers by decision, who is granted the right to own property under the Law.<\/p>\n

The categories that are allowed to own property under the new update of the system:<\/strong><\/span><\/h3>\n

1. Non-Saudi natural person (resident and non-resident)
\n2. Non-Saudi companies (with or without a presence in the Kingdom)
\n3. Foreign nonprofit entities.
\n4. International representations and bodies (subject to reciprocity and with the approval of the Ministry of Foreign Affairs).
\n5. Saudi companies whose capital is jointly owned by non-Saudis.
\n6. Companies, funds or special purpose organizations whose capital is jointly owned by non-Saudis.
\nLocations and ranges of ownership for non-Saudis:
\n\uf0a7 According to the law, the Council of Ministers determines the geographical scope in which ownership is allowed, and the General Real Estate Authority will publish the scope document, which will include the in-kind rights that may be acquired and the maximum ownership percentages.
\n\uf0a7 Riyadh and Jeddah: Ownership will be available within specific areas and according to a studied methodology in a way that does not affect the real estate balance in them.
\n\uf0a7 Mecca and Medina: Ownership is prohibited except under special conditions for Muslims or according to specific regulations.<\/p>\n

Matrix for non-Saudis to own real estate:<\/strong><\/span><\/h3>\n

The geographic scopes document for the non-Saudi real estate ownership system:
\nYou will Public Authority for Real Estate<\/a> <\/strong>The document on the geographical ranges for ownership by non-Saudis was published after its approval by the Council of Ministers, including ownership ranges in Riyadh, Jeddah, Mecca, Medina, and all cities and governorates of the Kingdom. It contains maps of specific locations, including details of the permitted percentages, types of acquired rights, permission periods, and controls related to the ownership of real estate by non-Saudis or the acquisition of in-kind rights thereon.<\/p>\n

Forms of ownership available to non-Saudis according to the system and geographic ranges:<\/strong><\/span><\/h3>\n

1. Property right, which is a right of ownership over real estate.
\n2. Other in rem rights such as usufruct, easement, etc.<\/p>\n

Ownership requirements for non-Saudis:<\/span><\/h3>\n

\uf0a7 Full disclosure of all data and information required by the system and described in the executive regulations.
\n\uf0a7 The property to be acquired must be registered in the Land Registry.<\/p>\n

Fees and fines for non-Saudis owning real estate:<\/span><\/h3>\n

The system includes the main features of the fees, which will be detailed in the executive regulations, the most important of which are contained in the system:
\n\uf0a7 Fees and taxes totaling 10% include: Real Estate Transaction Tax and Real Estate Transaction Fee for non-Saudis.
\n\uf0a7 Financial penalties for violating the regulations up to 10 million riyals for violations, and auctioning the property in case of ownership with misleading information.<\/p>\n

Harmonize the system with other systems:<\/strong><\/span><\/h3>\n

The updated regulation is in line with the provisions of the Privileged Residency Law and the regulation of ownership of real estate by GCC citizens in member states for the purpose of housing and investment, or other applicable regulations that grant non-Saudis privileges to own real estate and acquire other rights in kind, and repeals the previous regulation of 1421 AH.<\/p>\n

The differences between the updated system and related systems:<\/strong><\/span><\/h3>\n

13 government entities are involved in the governance and organization of the system's enforcement and policy implementation:
\nTo ensure the implementation of the system, monitor the application of its policy and ensure that its objectives are achieved, a supervisory committee for the ownership of real estate by non-Saudis was formed consisting of 13 government agencies, which started its tasks with the announcement of the system, and will monitor the progress of the system, submit performance reports and study relevant recommendations in line with any variables or developments:
\n1. Public Authority for Real Estate
\n2. Ministry of Investment
\n3. Ministry of Justice
\n4. Ministry of Internal Affairs
\n5. Ministry of Municipalities and Housing
\n6. Ministry of Environment, Water and Agriculture
\n7. Ministry of Industry and Mineral Resources
\n8. Royal Commission for Makkah and Holy Sites
\n9. Medina Area Development Authority
\n10. Special Economic Zones and Cities Authority
\n11. Zakat, Tax and Customs Authority
\n12. General Authority for Statistics
\n13. Saudi Central Bank<\/p>\n

Non-Saudis owning real estate - updated:<\/strong><\/span><\/h3>\n

Based on what the system stipulates, implementation will begin 180 days after its publication in the Official Gazette, and based on the date of publication in the Official Gazette (Umm Al-Qura), the system will be effective in January 2026, and the executive regulations will be issued within the same period to clarify the mechanisms and procedures.<\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Reading time: <\/span> 7<\/span> Minutes<\/span><\/span>General features of the updated real estate ownership system for non-Saudis Initial Introductory Bulletin Muharram 30, 1447 AH, July 25, 2025 AD Updating the real estate ownership system for non-Saudis: A new step to stimulate investment The real estate sector is one of the main drivers of the national economy, due to its role in influencing more than 120 economic activities, as well as its role in enabling families to ... Read more<\/a><\/p>","protected":false},"author":27,"featured_media":67184,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[100],"tags":[],"class_list":["post-81179","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-residential"],"acf":{"amlak_post_excerpt":"\u0645\u0631\u0633\u0648\u0645 \u0645\u0644\u0643\u064a \u0631\u0642\u0645 (\u0645\/14) \u064a\u062d\u062f\u0651\u0650\u062f \u0636\u0648\u0627\u0628\u0637 \u062a\u0645\u0644\u0643 \u0627\u0644\u0623\u062c\u0627\u0646\u0628 \u0644\u0644\u0639\u0642\u0627\u0631 \u0644\u062f\u0639\u0645 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0646\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a\u0629.","amlak_post_excerpt_source":{"label":"Amlak post excerpt","type":"text","formatted_value":"\u0645\u0631\u0633\u0648\u0645 \u0645\u0644\u0643\u064a \u0631\u0642\u0645 (\u0645\/14) \u064a\u062d\u062f\u0651\u0650\u062f \u0636\u0648\u0627\u0628\u0637 \u062a\u0645\u0644\u0643 \u0627\u0644\u0623\u062c\u0627\u0646\u0628 \u0644\u0644\u0639\u0642\u0627\u0631 \u0644\u062f\u0639\u0645 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0646\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a\u0629."}},"featured_image_urls":{"full":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/07\/\u0634\u0639\u0627\u0631-\u0627\u0644\u0647\u064a\u0626\u0629-\u0627\u0644\u0639\u0627\u0645\u0629-\u0644\u0644\u0639\u0642\u0627\u0631-1.png",532,299,false],"thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/07\/\u0634\u0639\u0627\u0631-\u0627\u0644\u0647\u064a\u0626\u0629-\u0627\u0644\u0639\u0627\u0645\u0629-\u0644\u0644\u0639\u0642\u0627\u0631-1-150x150.png",150,150,true],"medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/07\/\u0634\u0639\u0627\u0631-\u0627\u0644\u0647\u064a\u0626\u0629-\u0627\u0644\u0639\u0627\u0645\u0629-\u0644\u0644\u0639\u0642\u0627\u0631-1-300x169.png",300,169,true],"medium_large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/07\/\u0634\u0639\u0627\u0631-\u0627\u0644\u0647\u064a\u0626\u0629-\u0627\u0644\u0639\u0627\u0645\u0629-\u0644\u0644\u0639\u0642\u0627\u0631-1.png",532,299,false],"large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/07\/\u0634\u0639\u0627\u0631-\u0627\u0644\u0647\u064a\u0626\u0629-\u0627\u0644\u0639\u0627\u0645\u0629-\u0644\u0644\u0639\u0642\u0627\u0631-1.png",532,299,false],"1536x1536":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/07\/\u0634\u0639\u0627\u0631-\u0627\u0644\u0647\u064a\u0626\u0629-\u0627\u0644\u0639\u0627\u0645\u0629-\u0644\u0644\u0639\u0642\u0627\u0631-1.png",532,299,false],"2048x2048":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/07\/\u0634\u0639\u0627\u0631-\u0627\u0644\u0647\u064a\u0626\u0629-\u0627\u0644\u0639\u0627\u0645\u0629-\u0644\u0644\u0639\u0642\u0627\u0631-1.png",532,299,false],"trp-custom-language-flag":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/07\/\u0634\u0639\u0627\u0631-\u0627\u0644\u0647\u064a\u0626\u0629-\u0627\u0644\u0639\u0627\u0645\u0629-\u0644\u0644\u0639\u0642\u0627\u0631-1.png",18,10,false],"event-thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/07\/\u0634\u0639\u0627\u0631-\u0627\u0644\u0647\u064a\u0626\u0629-\u0627\u0644\u0639\u0627\u0645\u0629-\u0644\u0644\u0639\u0642\u0627\u0631-1-300x200.png",300,200,true],"event-medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/07\/\u0634\u0639\u0627\u0631-\u0627\u0644\u0647\u064a\u0626\u0629-\u0627\u0644\u0639\u0627\u0645\u0629-\u0644\u0644\u0639\u0642\u0627\u0631-1.png",532,299,false],"event-large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/07\/\u0634\u0639\u0627\u0631-\u0627\u0644\u0647\u064a\u0626\u0629-\u0627\u0644\u0639\u0627\u0645\u0629-\u0644\u0644\u0639\u0642\u0627\u0631-1.png",532,299,false],"event-hero":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2024\/07\/\u0634\u0639\u0627\u0631-\u0627\u0644\u0647\u064a\u0626\u0629-\u0627\u0644\u0639\u0627\u0645\u0629-\u0644\u0644\u0639\u0642\u0627\u0631-1.png",532,299,false]},"author_info":{"info":["\u0623\u0645\u0644\u0627\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629"]},"category_info":"\u0633\u0643\u0646\u064a<\/a>","tag_info":"\u0633\u0643\u0646\u064a","comment_count":"0","_links":{"self":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/81179","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/comments?post=81179"}],"version-history":[{"count":0,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/81179\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media\/67184"}],"wp:attachment":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media?parent=81179"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/categories?post=81179"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/tags?post=81179"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}