{"id":83093,"date":"2025-09-09T09:25:39","date_gmt":"2025-09-09T06:25:39","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=83093"},"modified":"2025-11-25T19:37:55","modified_gmt":"2025-11-25T19:37:55","slug":"%d8%a7%d9%84%d9%82%d8%b1%d9%88%d8%b6-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d8%b3%d8%b9%d9%88%d8%af%d9%8a%d8%a9-%d8%aa%d9%82%d9%81%d8%b2-%d8%a5%d9%84%d9%89-932-8","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/83093\/","title":{"rendered":"Real estate loans in Saudi Arabia to jump to SAR 932.8 billion by the end of Q2 2025"},"content":{"rendered":"<p>Saw a<strong><a href=\"https:\/\/amlak.net.sa\/en\/70599\/\">For real estate loans<\/a> <\/strong>Granted by commercial banks in Saudi Arabia grew significantly by 15% by the end of the second quarter of 2025, reaching about 932.8 billion riyals, compared to 814.6 billion riyals in the same period last year, according to updated data released by the<strong><a href=\"https:\/\/www.sama.gov.sa\/\"> Saudi Central Bank<\/a> <\/strong>(SAMA).<\/p>\n<h4><span style=\"color: #800000;\">Retail loans account for 76%<\/span><\/h4>\n<p>The data showed that <strong><a href=\"https:\/\/amlak.net.sa\/en\/77481\/\">Real estate loans<\/a> <\/strong>Loans to individuals - which account for the largest share of 76% of total mortgages - rose by 11% to reach about 711.6 billion riyals by the end of Q2 2025, compared to 640.9 billion riyals in the corresponding quarter of 2024.<\/p>\n<h4><span style=\"color: #800000;\"><strong>Strong jump in corporate loans<\/strong><\/span><\/h4>\n<p>As for <strong><a href=\"https:\/\/amlak.net.sa\/en\/76184\/\">Real estate loans<\/a><\/strong> Provided to companies, it achieved a relatively larger growth, rising by 26% to reach about 221.2 billion riyals, compared to 175.7 billion riyals at the end of Q2 2024, reflecting a significant increase in the companies' orientation towards real estate investment and development.<\/p>\n<h4><span style=\"color: #800000;\"><strong>Growth in consumer loans and credit cards<\/strong><\/span><\/h4>\n<p>In a related context, the SAMA report indicated that consumer loans rose by 4% year-on-year to reach 469.8 billion riyals. These loans include: Financing real estate renovation and improvement, car and transportation loans, as well as loans for education, health, tourism, travel, furniture, and durable goods.<\/p>\n<p>Credit card loans also recorded a slight growth of 2%, reaching SAR 30.6 billion by the end of Q2 2025, compared to SAR 29.9 billion in the same period last year.<\/p>\n<h4><span style=\"color: #800000;\"><strong>Support for economic growth and the real estate sector<\/strong><\/span><\/h4>\n<p>This rapid growth in mortgage and consumer loans reflects the continued vitality of the real estate market in the Kingdom, along with the increasing demand for financing for consumer purposes, which is in line with the economic stimulus plans and Saudi Vision 2030 to boost investment activity and increase the supply of housing units.<\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">Minute<\/span><\/span>\u0634\u0647\u062f\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0645\u0646\u0648\u062d\u0629 \u0645\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0646\u0645\u0648\u064b\u0627 \u0645\u0644\u062d\u0648\u0638\u064b\u0627 \u0628\u0646\u0633\u0628\u0629 15% \u0628\u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0631\u0628\u0639 \u0627\u0644\u062b\u0627\u0646\u064a \u0645\u0646 \u0639\u0627\u0645 2025\u060c \u0644\u062a\u0635\u0644 \u0625\u0644\u0649 \u0646\u062d\u0648 932.8 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644\u060c \u0645\u0642\u0627\u0628\u0644 814.6 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0641\u064a \u0627\u0644\u0641\u062a\u0631\u0629 \u0646\u0641\u0633\u0647\u0627 \u0645\u0646 \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0645\u0627\u0636\u064a\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u062d\u062f\u062b\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a (\u0633\u0627\u0645\u0627). \u0642\u0631\u0648\u0636 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u062a\u0633\u062a\u062d\u0648\u0630 \u0639\u0644\u0649 76% \u0623\u0638\u0647\u0631\u062a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0623\u0646 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0645\u0646\u0648\u062d\u0629 &#8230; <a title=\"Real estate loans in Saudi Arabia to jump to SAR 932.8 billion by the end of Q2 2025\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/83093\/\" aria-label=\"Read more about \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u062a\u0642\u0641\u0632 \u0625\u0644\u0649 932.8 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0628\u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0631\u0628\u0639 \u0627\u0644\u062b\u0627\u0646\u064a 2025\">Read more<\/a><\/p>","protected":false},"author":27,"featured_media":84019,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[119],"tags":[],"class_list":["post-83093","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-finance"],"acf":{"amlak_post_excerpt":"\u0628\u0646\u0645\u0648 15% \u0633\u0646\u0648\u064a\u064b\u0627\u061b \u0642\u0631\u0648\u0636 \u0627\u0644\u0623\u0641\u0631\u0627\u062f 76% \u0639\u0646\u062f 711.6 \u0645\u0644\u064a\u0627\u0631\u060c \u0648\u0642\u0631\u0648\u0636 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u0642\u0641\u0632 26% \u0625\u0644\u0649 221.2 \u0645\u0644\u064a\u0627\u0631","amlak_post_excerpt_source":{"label":"Amlak post excerpt","type":"text","formatted_value":"\u0628\u0646\u0645\u0648 15% \u0633\u0646\u0648\u064a\u064b\u0627\u061b \u0642\u0631\u0648\u0636 \u0627\u0644\u0623\u0641\u0631\u0627\u062f 76% \u0639\u0646\u062f 711.6 \u0645\u0644\u064a\u0627\u0631\u060c \u0648\u0642\u0631\u0648\u0636 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u0642\u0641\u0632 26% \u0625\u0644\u0649 221.2 \u0645\u0644\u064a\u0627\u0631"}},"featured_image_urls":{"full":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-150x150.jpg",150,150,true],"medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-300x204.jpg",300,204,true],"medium_large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"1536x1536":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"2048x2048":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"trp-custom-language-flag":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",18,12,false],"event-thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-300x200.jpg",300,200,true],"event-medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-600x400.jpg",600,400,true],"event-large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"event-hero":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false]},"author_info":{"info":["\u0623\u0645\u0644\u0627\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629"]},"category_info":"<a href=\"https:\/\/amlak.net.sa\/en\/category\/finance-investment\/real-estate-finance\/\" rel=\"category tag\">\u062a\u0645\u0648\u064a\u0644 \u0639\u0642\u0627\u0631\u064a<\/a>","tag_info":"\u062a\u0645\u0648\u064a\u0644 \u0639\u0642\u0627\u0631\u064a","comment_count":"0","_links":{"self":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/83093","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/comments?post=83093"}],"version-history":[{"count":0,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/83093\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media\/84019"}],"wp:attachment":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media?parent=83093"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/categories?post=83093"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/tags?post=83093"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}