The real estate market in the Kingdom is witnessing rapid growth, supported by investment and urban expansion at the level of all cities of the Kingdom, and real estate insurance comes as one of the important tools to protect assets and reduce risks, but its use is still limited compared to other types of insurance, and the success of regulators and insurance companies in solving the obstacles facing this sector will make it an influential figure in protecting real estate wealth.<\/p>\n
Property insurance is the third largest branch of general insurance in terms of premiums in 2022, accounting for about 11.7% of general insurance premiums written, and the market is expected to grow by about 7.3% from 2021 to 2026 for general insurance divisions, including property.<\/p>\n
In the first quarter of 2025, the total written premiums from Saudi insurance companies increased to about 26.01 billion riyals compared to 22.63 billion riyals in the corresponding quarter of 2024, and the total revenues of insurance companies in the first quarter of 2025 amounted to about 17.03 billion riyals compared to 15.88 billion riyals in the first quarter of 2024.<\/p>\n
According to Al Arabiya, the Saudi Central Bank<\/a> A company owned by the Real Estate Fund has been licensed to engage in insurance activities, including general insurance, protection and savings insurance, reflecting a trend to strengthen the link between the real estate sector and the insurance sector, and the growth in real estate financing is a factor in increasing the need for real estate insurance.<\/p>\n Many individuals and organizations don't understand the advantages of Real estate insurance<\/a>This leads to low penetration of personal property insurance policies, and large catastrophe payouts make insurers more conservative in pricing policies.<\/p>\n Despite the challenges facing real estate insurance, it is a promising sector, especially since major projects being implemented require real estate insurance, in addition to the spread of electronic platforms that would allow individuals to obtain real estate insurance policies, so work must be done to promote public awareness of the importance of real estate insurance.<\/p>\n <\/p>","protected":false},"excerpt":{"rendered":" Reading time: <\/span> < 1<\/span> Minute<\/span><\/span>The real estate market in the Kingdom is experiencing rapid growth, driven by investment and urban expansion across all cities. Real estate insurance serves as a key tool for protecting assets and mitigating risks, However, its use remains limited compared to other types of insurance. The success of regulatory bodies and insurance companies in resolving the obstacles facing this sector will make it a significant factor in protecting real estate wealth. Reality \u2026 Read 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Facing Real Estate Insurance<\/strong><\/span><\/h4>\n