{"id":85293,"date":"2025-10-13T11:35:46","date_gmt":"2025-10-13T08:35:46","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=85293"},"modified":"2025-11-25T16:58:37","modified_gmt":"2025-11-25T16:58:37","slug":"%d9%82%d9%81%d8%b2%d8%a9-%d9%82%d9%8a%d8%a7%d8%b3%d9%8a%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a-%d8%a7%d9%84%d8%b3%d8%b9%d9%88%d8%af","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/85293\/","title":{"rendered":"A record jump in Saudi real estate financing What are the expectations and future trends?"},"content":{"rendered":"<p>Bank financing has contributed to the revival of the real estate sector in Saudi Arabia, especially in light of the legislation and financial policies that supported the citizens' tendency to own a home, as it can be said that real estate bank financing in Saudi Arabia is witnessing an unprecedented stage of growth, although it faces some challenges that officials seek to overcome with new policies.<\/p>\n<p><strong>Real Estate Finance Performance<\/strong><\/p>\n<p>The volume of real estate loans granted by Saudi banks amounted to about 883.3 billion riyals, and this amount was divided between individuals, projects and companies, with 77.13% of it directed to individuals, and 26.23% of it directed to real estate loans for companies and institutions.<\/p>\n<p>According to a report by Al Arabiya. <a href=\"https:\/\/amlak.net.sa\/en\/69485\/\">Residential Real Estate Finance<\/a> In December 2024, new financing provided to individuals reached SAR 11.94 billion per month, its highest level since August 2022, and in the same period, villas accounted for 68% of the total new financing for individuals, followed by apartments and land, according to a report by Al Eqtisadiah.<\/p>\n<h4><span style=\"color: #800000;\"><strong>Housing Subsidy Programs and Real Estate Development Fund Financing<\/strong><\/span><\/h4>\n<p>I declare <a href=\"https:\/\/redf.gov.sa\/en\/\">Real Estate Development Fund<\/a>According to Al-Arabiya, mortgage financing for beneficiaries of housing support programs increased by about 16.4% during 2024, as 12,340 contracts were signed, and the volume of financing amounted to about 9.38 billion riyals.<\/p>\n<p>There are a number of factors that increase expectations that bank real estate financing will witness greater expansion, including the reduction of interest rates, which made financing more attractive, especially for individuals, which was evident in the increase in the percentage of residential loans, and the Kingdom provides direct support through easy housing programs, the Real Estate Development Fund, and the Residential Program, so it is expected that the growth of real estate loans, especially residential loans, will continue to grow.<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">Minute<\/span><\/span>\u0633\u0627\u0647\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0641\u064a \u0627\u0646\u062a\u0639\u0627\u0634\u0629 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u062f\u0627\u062e\u0644 \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u062e\u0627\u0635\u0629 \u0641\u064a \u0638\u0644 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062f\u0639\u0645\u062a \u062a\u0648\u062c\u0647 \u0627\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0641\u064a \u062a\u0645\u0644\u0643 \u0627\u0644\u0645\u0633\u0643\u0646\u060c \u062d\u064a\u062b \u064a\u0645\u0643\u0646 \u0627\u0644\u0642\u0648\u0644 \u0623\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u064a\u0634\u0647\u062f \u0645\u0631\u062d\u0644\u0629 \u0646\u0645\u0648 \u063a\u064a\u0631 \u0645\u0633\u0628\u0648\u0642\u0629\u060c \u0648\u0625\u0646 \u0643\u0627\u0646 \u064a\u0648\u0627\u062c\u0647\u0647 \u0628\u0639\u0636 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0633\u0639\u0649 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u0648\u0646 \u0625\u0644\u0649 \u0627\u0644\u062a\u063a\u0644\u0628 \u0639\u0644\u064a\u0627 \u0628\u0633\u064a\u0627\u0633\u0627\u062a \u062c\u062f\u064a\u062f\u0629. \u0623\u062f\u0627\u0621 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0628\u0644\u063a &#8230; <a title=\"A record jump in Saudi real estate financing What are the expectations and future trends?\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/85293\/\" aria-label=\"Read more about \u0642\u0641\u0632\u0629 \u0642\u064a\u0627\u0633\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a.. \u0645\u0627\u0647\u064a \u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0648\u0627\u0644\u062a\u0648\u062c\u0647\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629\u061f\">Read more<\/a><\/p>","protected":false},"author":10,"featured_media":85294,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[119],"tags":[],"class_list":["post-85293","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-finance"],"acf":{"amlak_post_excerpt":"\u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u062a\u062c\u0627\u0648\u0632\u062a 883.3 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644\u060c 77% \u0645\u0648\u062c\u0647\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f\u060c \u0648\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0633\u0643\u0646\u064a \u0627\u0644\u062c\u062f\u064a\u062f \u0628\u0644\u063a 11.94 \u0645\u0644\u064a\u0627\u0631 \u0641\u064a \u062f\u064a\u0633\u0645\u0628\u0631 2024.","amlak_post_excerpt_source":{"label":"Amlak post excerpt","type":"text","formatted_value":"\u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u062a\u062c\u0627\u0648\u0632\u062a 883.3 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644\u060c 77% \u0645\u0648\u062c\u0647\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f\u060c \u0648\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0633\u0643\u0646\u064a \u0627\u0644\u062c\u062f\u064a\u062f \u0628\u0644\u063a 11.94 \u0645\u0644\u064a\u0627\u0631 \u0641\u064a \u062f\u064a\u0633\u0645\u0628\u0631 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