{"id":90459,"date":"2025-12-20T12:40:14","date_gmt":"2025-12-20T09:40:14","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=90459"},"modified":"2025-12-20T12:40:14","modified_gmt":"2025-12-20T09:40:14","slug":"72-37-%d9%85%d9%84%d9%8a%d8%a7%d8%b1-%d8%b1%d9%8a%d8%a7%d9%84-%d8%aa%d9%85%d9%88%d9%8a%d9%84%d8%a7%d8%aa-%d8%b9%d9%82%d8%a7%d8%b1%d9%8a%d8%a9-%d9%85%d9%86-%d8%a7%d9%84%d9%85%d8%b5%d8%a7%d8%b1%d9%81","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/90459\/","title":{"rendered":"SAR 72.37 billion in real estate financing from banks and companies to individuals by the end of October 2025"},"content":{"rendered":"<p>Record volume <strong><a href=\"https:\/\/amlak.net.sa\/en\/87063\/\">Housing finance<\/a><\/strong> New retail credit in Saudi Arabia grew slightly from January to October 2025, at 1.66% y-o-y, reflecting continued financing activity in the residential sector.<\/p>\n<p>Data showed <strong><a href=\"https:\/\/www.sama.gov.sa\/\">Saudi Central Bank (SAMA)<\/a> <\/strong>that the value of <strong><a href=\"https:\/\/amlak.net.sa\/en\/72947\/\">Housing finance<\/a> <\/strong>increased by about 1.18 billion riyals compared to the same period last year. The total financing provided by banks and finance companies amounted to about 72.37 billion riyals during the period from January to the end of October 2025, compared to 71.19 billion riyals during the same period in 2024.<\/p>\n<p>The number of funded contracts saw a limited increase of 0.27%, equivalent to 261 contracts year-on-year, bringing the total number of contracts to 96.65 thousand contracts, compared to 96.4 thousand contracts during the comparable period last year.<\/p>\n<h4><span style=\"color: #800000;\"><strong>Banks driving housing finance growth<\/strong><\/span><\/h4>\n<p>Banks continued their pivotal role in supporting housing finance, as the value of financing provided to individuals by banks increased by 1.95% since the beginning of 2025 until October, reaching SAR 70.41 billion, compared to SAR 69.06 billion during the corresponding period of 2024, an increase of SAR 1.35 billion.<\/p>\n<p>The number of contracts financed by banks increased by 0.6% to 94.41 thousand contracts, compared to 93.86 thousand contracts during the same period last year. The financing facilities were distributed by 43.67 billion riyals for the purchase of villas, 21.44 billion riyals for the purchase of apartments, in addition to 3.93 billion riyals to finance the purchase of land.<\/p>\n<h4><span style=\"color: #800000;\"><strong>Decline in funding for finance companies<\/strong><\/span><\/h4>\n<p>On the other hand, housing financing provided by financing companies recorded a decline during the same period, as the total financing amounted to about 1.97 billion riyals during the first ten months of 2025, compared to 2.13 billion riyals in the similar period of 2024, a decrease of 7.74%, equivalent to 165 million riyals.<\/p>\n<p>Financing companies distributed SAR 1.04 billion to purchase apartments, SAR 647 million to purchase villas, and SAR 283 million to finance land purchases. The number of contracts financed decreased to 2.25 thousand contracts, compared to 2.53 thousand contracts in the comparable period last year, a decrease of 11.14%, equivalent to 282 contracts.<\/p>\n<h4><span style=\"color: #800000;\"><strong>Strong performance in 2024<\/strong><\/span><\/h4>\n<p>New housing finance for individuals in Saudi Arabia grew by 15.88% y-o-y in 2024, reflecting strong demand and continued momentum in the housing finance market. Its value increased by SAR 12.83 billion, bringing the total financing to SAR 93.63 billion, compared to SAR 80.8 billion in 2023, reflecting strong demand and continued momentum in the housing finance market.<\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">Minutes<\/span><\/span>\u0633\u062c\u0644 \u062d\u062c\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0633\u0643\u0646\u064a \u0627\u0644\u062c\u062f\u064a\u062f \u0627\u0644\u0645\u0642\u062f\u0645 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0646\u0645\u0648\u0627\u064b \u0637\u0641\u064a\u0641\u0627\u064b \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0645\u0646 \u064a\u0646\u0627\u064a\u0631 \u0625\u0644\u0649 \u0623\u0643\u062a\u0648\u0628\u0631 \u0639\u0627\u0645 2025\u060c \u0628\u0646\u0633\u0628\u0629 \u0628\u0644\u063a\u062a 1.66% \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0633\u0646\u0648\u064a\u060c \u0648\u0647\u0648 \u0645\u0627 \u064a\u0639\u0643\u0633 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0633\u0643\u0646\u064a. \u0648\u0623\u0638\u0647\u0631\u062a \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a (\u0633\u0627\u0645\u0627) \u0623\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0633\u0643\u0646\u064a \u0627\u0644\u062c\u062f\u064a\u062f \u0627\u0631\u062a\u0641\u0639\u062a \u0628\u0646\u062d\u0648 1.18 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0645\u0645\u0627\u062b\u0644\u0629 &#8230; <a title=\"SAR 72.37 billion in real estate financing from banks and companies to individuals by the end of October 2025\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/90459\/\" aria-label=\"Read more about 72.37 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0639\u0642\u0627\u0631\u064a\u0629 \u0645\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0628\u0646\u0647\u0627\u064a\u0629 \u0623\u0643\u062a\u0648\u0628\u0631 2025\">Read more<\/a><\/p>","protected":false},"author":27,"featured_media":84019,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[119],"tags":[],"class_list":["post-90459","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-finance"],"acf":{"amlak_post_excerpt":"\u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0625\u0644\u0649 72.37 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0628\u0646\u0647\u0627\u064a\u0629 \u0623\u0643\u062a\u0648\u0628\u0631 2025 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0633\u0627\u0628\u0642.","amlak_post_excerpt_source":{"label":"Amlak post excerpt","type":"text","formatted_value":"\u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0625\u0644\u0649 72.37 \u0645\u0644\u064a\u0627\u0631 \u0631\u064a\u0627\u0644 \u0628\u0646\u0647\u0627\u064a\u0629 \u0623\u0643\u062a\u0648\u0628\u0631 2025 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0633\u0627\u0628\u0642."}},"featured_image_urls":{"full":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-150x150.jpg",150,150,true],"medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-300x204.jpg",300,204,true],"medium_large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"1536x1536":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"2048x2048":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"trp-custom-language-flag":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",18,12,false],"event-thumbnail":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-300x200.jpg",300,200,true],"event-medium":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs-600x400.jpg",600,400,true],"event-large":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false],"event-hero":["https:\/\/amlak.net.sa\/wp-content\/uploads\/2025\/09\/pro-3IRPl0vs.jpg",747,509,false]},"author_info":{"info":["\u0623\u0645\u0644\u0627\u0643 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\u0639\u0642\u0627\u0631\u064a","comment_count":"0","_links":{"self":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/90459","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/comments?post=90459"}],"version-history":[{"count":0,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/posts\/90459\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media\/84019"}],"wp:attachment":[{"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/media?parent=90459"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/categories?post=90459"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amlak.net.sa\/en\/wp-json\/wp\/v2\/tags?post=90459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}