{"id":92234,"date":"2025-11-04T13:49:21","date_gmt":"2025-11-04T10:49:21","guid":{"rendered":"https:\/\/amlak.net.sa\/?p=80934"},"modified":"2025-11-04T13:49:21","modified_gmt":"2025-11-04T10:49:21","slug":"%d8%a8%d8%b1%d9%86%d8%a7%d9%85%d8%ac-%d8%a7%d9%84%d8%b1%d9%87%d9%86-%d8%a7%d9%84%d9%85%d9%8a%d8%b3%d8%b1-%d9%83%d9%8a%d9%81-%d8%aa%d8%b3%d8%aa%d9%81%d9%8a%d8%af-%d9%85%d9%86-%d8%a7%d9%84%d8%aa%d9%85","status":"publish","type":"post","link":"https:\/\/amlak.net.sa\/en\/92234\/","title":{"rendered":"Affordable Mortgage Program How do you benefit from first home financing?"},"content":{"rendered":"<p>I declare <strong><a href=\"https:\/\/redf.gov.sa\/\">Real Estate Development Fund<\/a><\/strong> that <strong><a href=\"https:\/\/amlak.net.sa\/en\/80847\/\">Affordable Mortgage Program<\/a><\/strong> It is one of the leading financing solutions that makes it easier for housing subsidy beneficiaries to own their first home by reducing the burden of the down payment. The down payment requirement has been reduced from 10% to only 5%, accelerating the ownership process and reducing the financial burden on citizens.<\/p>\n<h3><strong>Advantages of the Affordable Mortgage Program\u00a0<\/strong><\/h3>\n<p>It allows <strong><a href=\"https:\/\/amlak.net.sa\/en\/80737\/\">Affordable Mortgage Program<\/a><\/strong> Beneficiaries can own a ready-made or under-construction housing unit, within a wide range of financing options that are designed to suit the different abilities of beneficiaries and take into account their diverse needs.<\/p>\n<p>The fund explained that <strong><a href=\"https:\/\/amlak.net.sa\/en\/80742\/\">Affordable Mortgage Program<\/a><\/strong> It increases the beneficiary's ability to obtain financing that covers up to 95% of the value of the housing unit, provided that its price does not exceed SAR 800,000, giving the beneficiary greater flexibility in choosing the right housing for him and his family.<\/p>\n<p>In a move that reflects the country's keenness to promote ownership opportunities, the Cabinet approved a three-year extension of the \u201cEasy Mortgage\u201d program in July, allowing more citizens to benefit from this incentivized financing initiative.<\/p>\n<p>With this extension, the Real Estate Development Fund confirms its continued commitment to supporting citizens and achieving the objectives of the housing program within the Saudi Vision 2030, which aims to increase the rate of home ownership in a sustainable manner, while providing innovative solutions and effective financing partnerships.<\/p>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">Minute<\/span><\/span>\u0623\u0639\u0644\u0646 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 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\u0645\u0646 10% \u0625\u0644\u0649 5% \u0641\u0642\u0637\u060c \u0645\u0645\u0627 \u064a\u064f\u0633\u0631\u0651\u0639 \u0645\u0646 \u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062a\u0645\u0644\u0643 \u0648\u064a\u064f\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0623\u0639\u0628\u0627\u0621 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646. \u0645\u0632\u0627\u064a\u0627 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0645\u064a\u0633\u0631\u00a0 &#8230; <a title=\"Affordable Mortgage Program How do you benefit from first home financing?\" class=\"read-more\" href=\"https:\/\/amlak.net.sa\/en\/92234\/\" aria-label=\"Read more about \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0645\u064a\u0633\u0631.. \u0643\u064a\u0641 \u062a\u0633\u062a\u0641\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0642\u062f\u0645 \u0644\u0644\u0645\u0633\u0643\u0646 \u0627\u0644\u0623\u0648\u0644\u061f\">Read more<\/a><\/p>","protected":false},"author":27,"featured_media":54737,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[119],"tags":[],"class_list":["post-92234","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-finance"],"acf":{"amlak_post_excerpt":"\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u064a\u0639\u0644\u0646 \u0639\u0646 \u0645\u0632\u0627\u064a\u0627 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0645\u064a\u0633\u0631 \u0644\u062f\u0639\u0645 \u062a\u0645\u0644\u0643 \u0627\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0644\u0644\u0645\u0633\u0643\u0646 \u0627\u0644\u0623\u0648\u0644.","amlak_post_excerpt_source":{"label":"Amlak post excerpt","type":"text","formatted_value":"\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u064a\u0639\u0644\u0646 \u0639\u0646 \u0645\u0632\u0627\u064a\u0627 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0645\u064a\u0633\u0631 \u0644\u062f\u0639\u0645 \u062a\u0645\u0644\u0643 \u0627\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0644\u0644\u0645\u0633\u0643\u0646 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