It is positive to see strong competition between banks and financial institutions to finance projects, institutions and individuals within the Kingdom, because all this is in the interest of citizens, especially young people who are still at the beginning of their path and are looking for rewarding financing for their small business or enterprise. Despite the approval of the competent authorities in the Kingdom of Saudi Arabia for Gulf banks and financial institutions to open branches in the Saudi market, it is positive to see strong competition between banks and financial institutions to finance projects, institutions and individuals within the Kingdom, because all this is in the interest of citizens, especially young people who are still at the beginning of their path and are looking for rewarding financing for their project or small business. Despite the approval of the competent authorities in the Kingdom for Gulf banks and financial institutions to open branches in the Saudi market