Real Estate Financing

Mortgage financing for individuals declined to 5.6 billion riyals during September.

Reading time: 2 MinutesThe value of new residential mortgage financing granted to individuals in Saudi Arabia declined during September 2026, recording about 5.6 billion riyals, compared to 6 billion riyals in the previous August.

The value of new residential mortgage financing granted to individuals in Saudi Arabia declined during September 2026, recording about 5.6 billion riyals, compared to 6 billion riyals in the previous August.

31/10/2026

Saudi Central Bank - Digital Brokerage
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29.5 billion riyals in mortgage loans from finance companies as of the end of the second quarter of 2026

Data from the Saudi Central Bank showed that growth in corporate financing accelerated to 6.4 billion riyals, compared with a modest increase in retail financing.

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Mortgage financing provided by banks to individuals declined by 15.15 billion riyals in 8 months.

Despite a drop in new financing to individuals to 25.66% over 8 months, the number of contracts has returned to growth in recent months, with the average contract declining.

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Mortgage financing for individuals stabilizes at SAR 5.87 billion in August

Bank financing for residential loans to individuals remained stable in August, with the average loan size declining, corporate financing growing (14%), and villas dominating the financing.

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«The Real Estate Development Fund deposits 1.098 billion riyals for beneficiaries of the housing support program for the month of September.

The total amount deposited since January 2026 has reached 9.726 billion riyals, in support of contract profits and to promote Saudi families' ownership of their first home.

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Mortgage loans rose to 979.7 billion riyals by the end of the second quarter of 2026

Mortgage loans in Saudi Arabia rose by 5% to 979.7 billion riyals in the second quarter of 2026, driven by growth in corporate and personal lending.

Saudi Central Bank - Digital Brokerage

Mortgage financing provided by banks to individuals rose to 5.9 billion riyals last July

Despite an annual decline of 8.5%, new residential financing for individuals rose by 3% on a monthly basis, with villas dominating the market and the number of contracts rising to 9,620.

Real Estate Loans - Finance - Financing - SAR 500

6.1 billion riyals in new real estate financing for individuals in July

Residential mortgage lending to individuals rose 3% in July, with banks posting a year-over-year decline while finance companies recorded strong growth.

«The Real Estate Fund Deposits 1.074 Billion Riyals for Beneficiaries of the Housing Support Program for August

The fund explained that the amount was allocated to support housing contract profits, bringing the total deposited since January to 8.628 billion riyals.

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