Real estate loans in Saudi Arabia saw a remarkable growth of 15% by the end of the second quarter of 2025, reaching about SR932.8 billion, compared to SR814.6 billion in the same period last year, according to updated data released by the Saudi Central Bank.
Data showed that real estate loans granted to individuals - which represent the largest share of 76% of total real estate loans - increased by 11% to reach about SAR 711.6 billion by the end of Q2 2025, compared to SAR 640.9 billion in the corresponding quarter of 2024. Data showed that real estate loans
real estate loans provided to companies achieved a relatively larger growth, rising by 26% to reach about 221.2 billion riyals, compared to 175.7 billion riyals at the end of Q2 2024, reflecting a significant increase in the trend of companies towards real estate investment and development.
In a related context, the SAMA report indicated that consumer loans increased by 4% year-on-year to reach 469.8 billion riyals. These loans include: Financing the renovation and improvement of real estate, car and transportation loans, as well as loans for education, health, tourism, travel, furniture, and durable goods. The SAMA report noted that consumer loans increased by 4% year-on-year to 469.8 billion riyals.
Credit card loans also recorded a slight growth of 2%, reaching SAR 30.6 billion by the end of Q2 2025, compared to SAR 29.9 billion in the same period last year. This rapid growth in mortgage and consumer loans reflects the continued vitality of the real estate market in the Kingdom, along with the increasing demand for financing for consumer purposes, which is in line with the economic stimulus plans and Saudi Vision 2030 to boost investment activity and increase the supply of housing units.
Personal loans account for 76%
Strong jump in corporate loans
Growth in consumer loans and credit cards
Support for economic growth and the real estate sector
Real estate loans in Saudi Arabia to jump to SAR 932.8 billion by the end of Q2 2025
15% year-on-year growth; retail loans 76% at 711.6 billion, corporate loans jump 26% to 221.2 billion
real estate loans granted by commercial banks in Saudi Arabia grew by 15% by the end of the second quarter of 2025, reaching about SR932.8 billion, compared to SR814.6 billion in the same period last year, according to updated data released by the Saudi Central Bank (SAMA).
