Documents required to obtain a mortgage from the Residential Program

Proof of identity, income, marital status, and property required to complete the financing application.

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<To apply for the Mortgage provided by the Housing Program, you need to prepare a set of essential documents that prove your identity and financial qualifications. Here is the full list of required documents:

  1. A valid copy of your National ID card:
    • The copy must be clear and up-to-date.
  2. Children's birth certificate:
    • If the applicant is married and has children, copies of birth certificates must be provided.
  3. Copy of marriage certificate:
    • This document is required for married couples to prove marital status.
  4. Salary certificate from your employer:
    • It should include all salary details such as base salary, allowances, and any other add-ons.
  5. Bank statement for the last 3 months:
    • This document is required if your income is from a non-salary source, to emphasize continuity of income.
  6. Copy of health insurance policy:
    • May be required in some special cases to provide proof of health insurance.
  7. Lease or ownership contract for current residence:
    • If you are a renter or owner of your current residence, you will need to provide a lease or ownership agreement.
  8. Certificate of residence or proof of residence in the Kingdom:
    • In some cases, a residence certificate may be required to confirm permanent residence in the Kingdom.
  9. Copy of family certificate for government employees:
    • For government sector employees, you may need to provide a family certificate to confirm family status.
  10. With these documents ready, you can confidently apply for a mortgage from the Sakani program, helping you achieve your dream of owning a home that suits your needs. Make sure to submit all documents completely and correctly to avoid any delays in the application process.