- A valid copy of your National ID card:
- The copy must be clear and up-to-date.
- Children's birth certificate:
- If the applicant is married and has children, copies of birth certificates must be provided.
- Copy of marriage certificate:
- This document is required for married couples to prove marital status.
- Salary certificate from your employer:
- It should include all salary details such as base salary, allowances, and any other add-ons.
- Bank statement for the last 3 months:
- This document is required if your income is from a non-salary source, to emphasize continuity of income.
- Copy of health insurance policy:
- May be required in some special cases to provide proof of health insurance.
- Lease or ownership contract for current residence:
- If you are a renter or owner of your current residence, you will need to provide a lease or ownership agreement.
- Certificate of residence or proof of residence in the Kingdom:
- In some cases, a residence certificate may be required to confirm permanent residence in the Kingdom.
- Copy of family certificate for government employees:
- For government sector employees, you may need to provide a family certificate to confirm family status.
With these documents ready, you can confidently apply for a mortgage from the Sakani program, helping you achieve your dream of owning a home that suits your needs. Make sure to submit all documents completely and correctly to avoid any delays in the application process.








