The total new residential real estate financing provided to individuals by banks in the Kingdom recorded 5.548 billion riyals by the end of December 2025, achieving a monthly increase of 24.2% compared to the end of November, in which financing amounted to about 4.465 billion riyals. According to the monthly statistical bulletin issued by Saudi Central Bank, new residential real estate financing was distributed across three main sectors, including villas, apartments and land, with significant growth recorded in all sectors during the month of December.

<The data showed that the residential villas sector accounted for the largest share of financing, reaching 3.774 billion riyals by the end of December 2025, compared to 2.872 billion riyals at the end of November. Financing directed to the apartment sector rose to SAR 1.628 billion compared to SAR 1.295 billion in the previous month, while land financing amounted to about SAR 346 million compared to SAR 297 million at the end of November. Despite the monthly rise, the bulletin showed that New residential real estate financing provided by banks recorded a sharp annual decline of 53.5%, falling from 11.941 billion riyals by the end of December 2024 to 5.548 billion riyals by the end of December 2025.

In terms of sectors, the bulletin showed that New residential real estate financing provided by banks recorded a sharp annual decline of 53.5%. <At the sectoral level, the financing of residential villas decreased year-on-year from 8.120 billion riyals to 3.774 billion riyals, and the financing of apartments decreased from 3.486 billion riyals to about 1.428 billion riyals. In contrast, the land sector witnessed relative stability, with financing amounting to SAR 346 million compared to SAR 335 million during the same period last year.