Recent data showed continued momentum in the Real estate finance The value of new financing provided to individuals by commercial banks increased by 3.7% during the second quarter of 2025 compared to the same period last year, reaching a total of 19.6 billion riyals.

The “Real Estate Sector Performance” report issued by the Public Authority for Real Estate that Residential Real Estate Finance New mortgages provided by finance companies increased by 3.2% during Q2 2025 compared to the same quarter of 2024, while the total value of existing mortgages amounted to about 961.44 billion riyals by the end of the second quarter of the year.

The report indicated a remarkable growth in the value of loans provided by commercial banks by 14.5% during Q2 2025 compared to the previous year, while the growth in loans provided by finance companies amounted to 4.1% for the same period.

Real estate prices 

In terms of price movements, the Kingdom's real estate price index increased by 3.2% during Q2 2025 compared to Q2 2024. The Consumer Price Index (CPI) for “Actual Rents for Primary Residence” saw an increase of 8.9% during June 2025 compared to the same month last year, while the “Paid Rent for Residence” index increased by 8.7% during the same period.

In terms of the labor market, the number of workers in the real estate and construction sectors reached 3.5 million by Q2 2025, registering a significant annual growth of 18.7%. The percentage of Saudis employed in this sector amounted to 13.5%.

In real estate activities specifically, the number of on-the-job participants reached 57.136 thousand workers as of Q2 2025, an increase of 5.81 TP3T compared to last year, with 38.81 TP3T of them being Saudis.

In the construction sector, the number of employees reached 3.4 million in Q1 2025, registering a growth of 19% compared to Q1 2024, while the percentage of Saudis working in the sector amounted to 13% until the same period.