In an indicator that reflects a remarkable movement in the real estate finance market in Saudi Arabia, and amid fluctuations in the financing sectors during the year, new residential real estate financing provided to individuals by financing companies recorded remarkable growth by the end of October 2025, giving a new impetus to the market after months of fluctuation and successive decreases.
The volume of new residential real estate financing provided to individuals by financing companies in Saudi Arabia increased by 5.3% by the end of October 2025 compared to September.
The volume of new residential real estate financing provided to individuals by financing companies in Saudi Arabia increased by 5.3% by the end of October 2025 compared to September, as the total financing reached 217 million riyals compared to 206 million riyals in the previous month, according to the monthly statistical bulletin issued by Saudi Central Bank.
The monthly statistical bulletin issued by Saudi Central Bank. <The bulletin showed that this financing is distributed across three main sectors, including villas, apartments and land. In the villas sector, total financing amounted to SAR 64 million by the end of October compared to SAR 80 million in September. On the other hand, the apartments sector witnessed significant growth, with financing reaching SAR 114 million compared to SAR 100 million in September. Financing for land purchases rose to SAR 39 million compared to SAR 27 million in the previous month.
<Despite the monthly rise, the data revealed an annual decline in total residential real estate financing provided by financing companies by 14.5%, as financing reached 217 million riyals by the end of October 2025 compared to 254 million riyals in October 2024. This decline included various sectors, as the financing of villas decreased to 64 million riyals compared to 94 million riyals a year ago, while the financing of apartments amounted to 114 million riyals compared to 116 million riyals, and land financing decreased to 39 million riyals compared to 44 million riyals in October 2024.
<The data also showed a monthly fluctuation in the movement of financing during 2025. Funding amounted to SAR 224 million in January, then fell to SAR 198 million in February and SAR 197 million in March. In April, funding rose to SAR 214 million, registering a growth of 49%, before falling again to SAR 191 million in May. In June, the funding recorded SAR 169 million, a slight increase of 5%, then rose to SAR 185 million in July, and SAR 167 million in August, an increase of 4%. Funding reached 206 million riyals in September, an increase of 2%, before returning to 217 million riyals in October.
Financing reached 206 million riyals in September, an increase of 2%.
