<The Saudi Industrial Development Fund (SIDF) listed its achievements in supporting investment projects. Ahmed bin Abdulaziz Al-Qwaiz, Deputy Director of Credit Management, revealed that since its establishment 41 years ago, the Fund has provided 100 billion riyals as loans to finance industrial projects and projects supporting the industrial sector such as infrastructure development projects in industrial cities within the framework of the objectives for which the Fund was established, indicating that the Fund has recovered 50 billion of these funds, 30 billion are being recovered, and the remaining 20 billion have not yet been scheduled.

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The Fund is a government institution affiliated to the Ministry of Commerce and Industry, with a capital of 40 billion riyals, which provides financing of 50% of the project cost, rising to 75% for projects implemented in promising “remote” areas according to specific rules and regulations, aiming to finance and encourage serious investments and projects that bring added value to the national economy.

<He explained that the stages continue from submitting the loan application, through the evaluation of the project and its economic feasibility, to the signing of the loan agreement and the necessary guarantees and registration of the mortgage, and then the loan is disbursed in installments.Regarding the Fund's response to the project's exposure to difficulties and challenges that threaten its bankruptcy, Al-Qwaiz said that the Fund cooperates and interacts very positively with the owner of the troubled project, if he is serious and does not fail to perform his role and diligence to save his project, and even provides technical and marketing advice, and is ready to reschedule the loan, and said that the default rates do not exceed 3% of the volume of projects funded by the Fund.

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Dr. Najwa Samak, Professor of Finance at the College of Business Administration, Prince Sultan University, delivered a lecture on evaluating and selecting investment opportunities, during which she explained the concept and elements of real investment, saying that it achieves new productivity that meets the market need, or investment in services such as consulting offices, studies or recruitment offices, and referred to financial investment such as investment in stocks, bonds and bank deposits.

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