The monthly statistical bulletin issued by Saudi Central Bank (SAMA) showed that the volume of new residential real estate financing provided to individuals by banks increased to about 6.42 billion riyals in July 2025, an increase of 20.6% compared to June of the same year, in which financing amounted to 5.32 billion riyals.

The monthly statistical bulletin issued by Saudi Central Bank (SAMA). <The bulletin showed that new real estate loans were distributed among three main sectors, with the villas sector taking the largest share with a total of 4.11 billion riyals in July, compared to 3.26 billion riyals in June. Financing for apartments rose to SAR 1.93 billion compared to SAR 1.58 billion in the previous month. In contrast, the land sector recorded a decline to 371 million riyals from 482 million riyals in June.

On an annual basis, the bulletin showed that total residential mortgage financing from banks declined by 9.2%, reaching 6.42 billion riyals in July 2025 compared to 7.07 billion riyals during the same period in 2024.

When breaking down the data, the land sector recorded a decline to 371 million riyals from 482 million riyals in June.

When breaking down the data, financing for villas decreased from SAR 4.38 billion in July 2024 to SAR 4.11 billion in July 2025, financing for apartments decreased from SAR 2.26 billion to SAR 1.93 billion, while land financing decreased from SAR 429 million to SAR 371 million during the same period.

Land financing decreased from SAR 429 million to SAR 371 million during the same period.