إعلان
Big 5

Real Estate Financing

A pre-construction lease license from “Wafi” is a prerequisite for conducting business

Reading time: < 1 MinuteThe "Wafi" Off-Plan Sales and Leasing Committee confirmed has confirmed that the leasing of real estate units that are under construction or have not yet been built—regardless of their purpose or development method—requires the issuance of an off-plan leasing license prior to engaging in this activity, which is considered one of the most important real estate activities recently targeted by. 

16/07/2023

Off-plan sales projects - Real estate transactions
2 Billion Riyal Loan Agreement

«Al-Dir'iya» Secures 2 Billion Riyals in Funding to Develop Hotel-Style Housing

The agreement with the Arab National Bank supports the construction of luxury residential units under international brands as part of the Dir'iya and Wadi Safar projects.

Najran... Announces 8 Investment Opportunities, Including the Construction of a Residential and Commercial Complex and a Wedding Hall

The opportunities offered through «Fursat» include commercial, residential, recreational, and sports projects designed to support economic and service-sector development in Habouna.

Investors in real estate

Slowdown in Mortgage Lending During the First Half of 2026

The average value of new mortgage financing fell by 31.3% in the first half of the year, despite a surge in June and growth in credit, deposits, and bank profits.

-Residential -Projects -Real Estate

Finance companies issued 711 million riyals in housing loans during the second quarter of 2026

New residential construction for individuals grew by 24% annually and 21.5% quarterly, with apartments and villas accounting for the largest share of financing.

Real Estate Loans - Finance - Financing - SAR 500

Residential mortgage lending by banks declines to 16.4 billion riyals in the second quarter of 2026

Despite a year-over-year decline of 5.5%, new residential lending showed a quarter-over-quarter improvement, driven by villa financing, with gradual growth expected throughout 2026.

Mortgage Financing Rises by More Than 700 Million Riyals in the Second Quarter of 2026

Supported by financing for villas, apartments, and land, new housing loans posted quarterly growth of 4.1%, despite a year-over-year decline of 5.5%.

Saudi Central Bank - Digital Brokerage

5.96 billion riyals in new residential mortgage financing in June

Monthly growth was driven by banks, with financing totaling 5.7 billion riyals, led by villas, while finance companies posted strong year-over-year growth.

«Enforcement» Oversees 46 Real Estate Auctions to Sell 541 Properties During the First Half of August 2026

The auctions include assets located across various regions of the Kingdom, with Riyadh leading in the number of auctions and Mecca leading in the number of assets offered.

Real Estate Development Fund - Mortgage Loan Installments

The Real Estate Development Fund Answers the Most Common Questions About First-Time Home Ownership

The Fund clarifies the eligibility requirements, the mechanism for calculating installments, and the projects covered by the first-time home ownership offer for new beneficiaries only.

«Municipalities and Housing»: More than 13,000 investment opportunities were offered, and contracts worth over 4.6 billion riyals were signed during the first half of 2026

Through the «Fursat» portal, the proposals spanned a range of service and development sectors to enhance transparency and attract the private sector to municipal assets.

26.4 billion riyals in housing financing in 5 months... Villas account for the largest share

Banks provided new residential mortgage loans to individuals totaling 26.446 billion riyals during the period from January through the end of May 2026.

Real Estate Appraisal: A Crucial Tool for Regulating the Market and Informing Investment Decisions

It reveals how scientific valuation methodologies contribute to price transparency, risk mitigation, and informed real estate financing and investment decisions.

Real Estate Loans - Finance - Financing - SAR 500

585 million riyals in real estate financing from finance companies during the first quarter of 2026

Total residential mortgage financing for individuals from finance companies drops to 585 million riyals in the first quarter of 2026

Mortgage loans hit a historic high by the end of Q1 2026

Saudi Arabia's real estate loans approach 1 trillion riyals, supported by growth in retail and corporate financing and continued momentum in the residential market

central-bank-saudi-sama

Banks provide SAR 6.3 billion in housing loans to individuals during the month

Residential real estate financing for individuals jumps 51% in April as villas continue to dominate and the number of contracts increases

Next

© 2026 Amlak Real Estate Newspaper | All rights reserved.