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9 conditions to get a subsidized real estate loan. Find out about them

Reading time: < 1 Minuteيعتبر القرض العقاري المدعوم في المملكة نوع من التمويل الذي تقدمه وزارة البلديات والإسكان وجهاتها التابعة، بهدف مساعدة المواطنين في شراء أو بناء العقارات بأسعار ... Read more

The nine eligibility details and conditions for the subsidized loan include nationality, age, fixed income, credit history and housing registration.

08/08/2024

Riyadh

Saudi Arabia's Retail Residential Mortgage Finance Growth 23.3% through September 2025

Residential mortgage financing for individuals in Saudi Arabia increased by 23.3% during September 2025 compared to August.

Saudi Real Estate Institute signs agreements

Saudi Real Estate Institute signs cooperation agreements with local banks to develop and qualify national cadres

Signing cooperation agreements between the Saudi Real Estate Institute and local banks to enhance the qualification of national cadres in the real estate sector.

Residential program

1.061 billion riyals deposited to the beneficiaries of the housing subsidy program for October

The Real Estate Fund (REF) deposited the profits of the contracts of the housing support programs to facilitate the ownership of beneficiaries and expand financing solutions.

The Second Forum Real Estate Balance - Al-Haqeel

Al-Haqeel at the Global Proptech Summit: We are moving to integrate “stable currencies” in the real estate sector 

Al-Hogail announces plan to integrate stable currencies into real estate financing to enable instant transactions with global financial centers.

International Monetary Fund Riyadh office market

Major U.S. real estate company plans to invest in Saudi Arabia next year

Hines plans to open an office in Riyadh in 2026 with a focus on industrial and mixed-use projects.

Real Estate Development Fund

An easy journey. The Real Estate Fund clarifies the steps to owning homes under construction

The Fund explains the mechanism and easy financing steps for booking and buying under-construction housing units through Sakany and Advisor platforms.

Dharma Agricultural Auction

Agricultural investment opportunity in the «Jewel of Dharma» auction»

An in-person and online auction on October 28, 2025 to sell fertile agricultural land in Dharma with an area of 5,241,374 m².

A record jump in Saudi real estate financing What are the expectations and future trends?

Mortgage loans exceeded 883.3 billion riyals, 77% directed to individuals, and new housing finance reached 11.94 billion in December 2024.

The reality of real estate insurance in Saudi Arabia Market Size in Figures

The real estate insurance market is seeing premium growth with new licenses, but policy penetration is limited due to low awareness.

Europe's commercial real estate market

with high returns. What are the best European countries for real estate investment in 2025?

Study names Moldova, Lithuania and North Macedonia as top destinations for real estate investment in Europe 2025.

Real estate

How do interest rates affect the decision to buy real estate?

Interest rate changes affect the cost of financing and real estate demand, prompting developers and authorities to offer subsidies and offers

5.8 billion riyals in housing loans to individuals from banks in August 

It recorded a monthly decline of 8.6% and an annualized decline of 11.2% with villas still accounting for the largest share of financings.

Mortgage Loans - Finance Companies

With a subsidy of up to 150 thousand riyals. The Real Estate Fund launches the «Home of a Lifetime» campaign to own the first home

In collaboration with NHC and Al Ahli Bank, it offers immediate payment support, competitive profit rates of 2.99% and flexible installments from SAR 1,499.

Arcapita announces the launch of Lintara Real Estate

A company specializing in the management and development of industrial and logistics assets in Saudi Arabia, UAE and Bahrain with over $1 billion in assets under management

Real estate expert Mutair Al-Shammari - Land Selection

Video How to minimize mortgage payments without losing subsidies

Rescheduling may lower the installments, but it may lengthen the repayment and increase the interest, and needs the approval of the fund and the bank.

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