Real Estate Financing

An easy journey. The Real Estate Fund clarifies the steps to owning homes under construction

Reading time: < 1 MinuteAs part of the Kingdom's drive to increase homeownership to 701 TP3T by 2030, the Saudi Real Estate Development Fund announced a new mechanism for owning homes under construction through... Read more

The Fund explains the mechanism and easy financing steps for booking and buying under-construction housing units through Sakany and Advisor platforms.

20/10/2025

Real Estate Development Fund
Saudi Central Bank - Digital Brokerage

Mortgage financing for individuals declined to 5.6 billion riyals during September.

The value of new residential mortgage financing granted to individuals in Saudi Arabia declined during September 2026, recording about 5.6 billion riyals, compared to 6 billion riyals in the previous August.

Steps to apply for housing subsidy programs

Monthly housing support: deposit date, eligibility criteria, and inquiry methods

A comprehensive report detailing the disbursement mechanism, the requirements adopted by the Real Estate Development Fund, and how to benefit from the program.

The Support and Liquidation Center signs a cooperation agreement to finance the purchase of real estate assets

An agreement between Inforce and Bank Albilad to qualify buyers, connect systems, and facilitate financing for participation in real estate auctions.

Saudi Refinancing Company

«SRC» Launches Credit-Rated Securities Backed by Residential Mortgage Financing

The second issuance, worth 420 million riyals, strengthens the Kingdom’s real estate securitization market, backed by top ratings from Moody’s and Fitch and greater transparency

Real Estate Loans - Finance - Financing - SAR 500

29.5 billion riyals in mortgage loans from finance companies as of the end of the second quarter of 2026

Data from the Saudi Central Bank showed that growth in corporate financing accelerated to 6.4 billion riyals, compared with a modest increase in retail financing.

«Amlak» Weekly News Summary

Amlak Weekly News Brief: Rapid Movement Between Investment, Regulation, and Real Estate Finance

“Saudi Real Estate Refinance Company (SRC) signs agreement to purchase a mortgage portfolio

Mortgage financing provided by banks to individuals declined by 15.15 billion riyals in 8 months.

Despite a drop in new financing to individuals to 25.66% over 8 months, the number of contracts has returned to growth in recent months, with the average contract declining.

Real Estate Loans - Finance - Financing - SAR 500

Mortgage financing for individuals stabilizes at SAR 5.87 billion in August

Bank financing for residential loans to individuals remained stable in August, with the average loan size declining, corporate financing growing (14%), and villas dominating the financing.

Pay safely... How to protect your money from fake personal accounts and brokers?

The General Authority for Real Estate calls for the use of approved payment channels to document payments and avoid fraud associated with personal accounts and unlicensed brokers.

«The Real Estate Development Fund deposits 1.098 billion riyals for beneficiaries of the housing support program for the month of September.

The total amount deposited since January 2026 has reached 9.726 billion riyals, in support of contract profits and to promote Saudi families' ownership of their first home.

After the interest rate hike, how will the Saudi real estate market and developers be affected?

The high cost of financing puts pressure on the purchasing power of buyers and increases the burdens on developers, with the impact varying according to indebtedness and loan structure.

Mortgage loans rose to 979.7 billion riyals by the end of the second quarter of 2026

Mortgage loans in Saudi Arabia rose by 5% to 979.7 billion riyals in the second quarter of 2026, driven by growth in corporate and personal lending.

Saudi Central Bank - Digital Brokerage

Mortgage financing provided by banks to individuals rose to 5.9 billion riyals last July

Despite an annual decline of 8.5%, new residential financing for individuals rose by 3% on a monthly basis, with villas dominating the market and the number of contracts rising to 9,620.

Real Estate Loans - Finance - Financing - SAR 500

6.1 billion riyals in new real estate financing for individuals in July

Residential mortgage lending to individuals rose 3% in July, with banks posting a year-over-year decline while finance companies recorded strong growth.

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