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10 points in the mortgage contract before signing

Reading time: < 1 Minute10 points in the mortgage contract before signing

Key financial and procedural points to review before signing a mortgage contract

29/01/2024

Matar Al-Shammari, Old Buildings - Real Estate Marketing

How does off-plan selling generate returns for the developer, the buyer, and the real estate market?

With the support of the Authority, off-plan sales contribute to financing developers, facilitating ownership and increasing the supply of real estate.

Riyadh city

Saudi Arabia's real estate price index rises to 104.9 points in Q1 2025

Quarterly increase of 0.7% and annualized increase of 4.3% as documentation accelerates and funding and regulatory support boosts demand and stability

Meraas Auction

6 real estate opportunities at the Capital Opportunities Auction

A June 24 online and in-person auction in Riyadh showcases six distinctive properties in Al Arid and Al Narges near the airport.

Infographic: Real Estate Brokerage License Procedures and Conditions for Individuals

The General Real Estate Authority sets the conditions and benefits of licensing individuals to practice real estate brokerage.

Mohamed El Hassami - National Day 95 - Foundation Day - Housing Subsidies

Your Mortgage... Your Decision

Tips to assess your financial situation and your ability to repay your mortgage without compromising your family's standard of living

The project doesn't lie... but it doesn't talk

Transparency and credibility in off-plan sales enhances buyers' confidence and determines the value of the project and the developer's chances of success.

Residential program

Statistics: 3.4 % GDP growth in the first quarter of 2025

Non-oil activities grew 4.9% and contributed 2.8 percentage points, while oil activities declined 0.5%.

SAR 922.2 billion in real estate loans from banks to individuals and companies by the end of Q1 2025

Mortgage loans recorded a year-on-year growth of 15.2% with corporate loans rising 27.5% and the share of individuals 75.77%.

Riyadh city

147.7 billion riyals of real estate transactions in the Kingdom during April and May

May: 70.3 billion riyals down 9.1% and mortgages 41.9 billion with the number of operations up 37%

White Land Fees Program

In detail... The White Land Fees Law before the adoption of the latest amendments

The previous phase invested more than 162 million square meters and enabled 121 residential projects before the amendments were adopted.

Al-Haqeel

“Al-Haqeel patronizes Cityscape Riyadh's London Introductory Forum to showcase promising investment opportunities in the Saudi real estate sector

More than 100 global companies and investment funds with more than $4.4 trillion in assets participated to explore market opportunities.

Saudi Central Bank

Real Estate Finance in April. Villas lead the monthly decline and apartments the highest year-on-year growth

Housing finance fell 25% m/m in April to 6.297 billion riyals with year-on-year growth.

Real Estate Development Fund - Mortgage Loan Installments

What do you know about the new mechanism for disbursing Self-Build and Land and Loan payments?

Allows for up to 6 payments, extension of the construction deadline, and retroactive reinstatement of housing subsidies for beneficiaries.

Abu Dhabi

AED 239 billion in real estate transactions in the UAE in 3 months

Q1 2025 saw more than 94,700 real estate transactions and a marked increase in sales and mortgages

Real estate auctions falter

Survey: Real estate auctions are faltering 4 key factors holding up deals

Experts highlight four factors that hinder dealmaking: Timing, marketing, valuation and the uncertainty of investor confidence.

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