Buying off-plan has become a preferred option for many families and investors in Saudi Arabia, especially with the high prices of ready-made units, and according to real estate market reports during recent years, approximately 35% to 40% of residential deals in some major cities have become projects under construction, which reflects a growing confidence, but at the same time imposes a higher level of caution.

Recently, off-plan purchases are becoming a preferred option for many families and investors in the Kingdom of Saudi Arabia.

The first point of risk assessment concerns the real estate developer. Statistics show that the main reason for delayed delivery in residential projects is related to financial defaults or poor execution management. Therefore, reviewing the developer's track record and past projects is not a luxury, but a necessity.

Secondly, the legal aspect of having the project under the supervision of official bodies such as the Wafi program gives the buyer a higher degree of security, especially as developers are required to maintain escrow accounts that are paid according to the actual completion rates, this mechanism has greatly reduced the risk of project failure compared to the situation before off-plan sales were regulated.<The rising cost of real estate financing over the past two years has affected the purchasing power of a segment of buyers. According to bank data, an 1% increase in the interest rate could raise the monthly installment by approximately 8-10% depending on the value and duration of the loan.
Finally, be aware of market risks; real estate prices may go through correction cycles, especially in areas with high supply.