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A land and loan product. Learn about its benefits and how to take advantage of it

Reading time: 3 Minutesيعد منتج “أرض وقرض” أحد المبادرات السكنية الرائدة في المملكة العربية السعودية، التي أطلقتها وزارة البلديات والإسكان، بالتعاون مع صندوق التنمية العقارية، بهدف تعزيز فرص ... Read more

A government initiative that provides land and subsidized loans to enable citizen ownership, accelerate home construction, and support the real estate sector.

12/09/2024

Territory
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Residential commercial land, a station, several residential plots and a villa for sale by auction

A Hybrid Auction under the supervision of the Enforcement Center on September 15, 2025 in Mecca, in person and online at 4:00 pm.

Report: Mixed growth in Saudi residential real estate market as rents rise

JLL's Q2 2025 report: Market maturity as apartment and villa rents rise and transaction performance varies across cities

Residential program

Housing program: Homeownership rate rises to 65.4% and exceeds 2025 target

More than 122,000 families have benefited from housing subsidies and 21,000 have owned homes through developmental housing pathways.

Housing quality

Eligibility requirements in the Jawood Housing platform and the steps to benefit from it

Registration on beneficiary lists, membership in accredited associations, and linking to databases are prerequisites for obtaining housing subsidies.

«9» Real Estate Opportunities at Annan Auction

Hybrid auction to showcase 9 real estate opportunities in key locations in Makkah on September 9, 2025, in person and online

Real estate marketing

8 secrets to help you succeed in real estate marketing in Saudi Arabia

A practical guide that explains market research, audience targeting, technology, content, branding, and customer service for real estate success in Saudi Arabia.

Al-Ghafis Group

Dana Jeddah auction launches with 10 unique real estate opportunities in Jeddah

Under the supervision of the Enforcement and Liquidation Center and the Execution Court's decision, Al-Ghufais Group is organizing an in-person and online hybrid auction on September 7 at the Corniche Hilton Hotel.

Learn about the map of the geographical ranges of white land fees in Riyadh And fee slides

Ministry sets five tranches of white land fees in Riyadh ranging from 0% to 10% per year

Residential program

“Sakany” records more than 580 thousand reservations as the largest off-plan sales platform

It includes 623 projects and over 248,000 units, with 4.6 million users and 4.4 million digital visits.

Abdulhakim Al-Kharji - 95th National Day

Accident Damage Assessment Practices: Where is the justice?

Criticism of the way insurance companies and estimators calculate vehicle compensation and calls for oversight and technical independence.

Residential program

1.04 billion riyals deposited in the accounts of beneficiaries of the housing subsidy program for August

The amount is earmarked to support the profitability of contracts for housing support programs, while developing financing solutions and e-services to empower beneficiaries.

Hisham Al Qasem Real Estate Articles - Real Estate Investment - National Day 95 - Housing Projects Don't buy a property without a consultant - The Journey of Home Ownership

Five real estate technologies that will change the way you buy a home in the coming years

Extended reality, artificial intelligence, blockchain, and big data are changing the way people buy homes in Saudi Arabia and globally.

Infographic: “Municipalities and Housing” issues more than 5 thousand collective housing licenses during the first half

Four initiatives were launched as part of «More Beautiful Cities,» which reduced the processing time of objections to 9 days and expanded the control of visual impairment.

Real Estate Development Fund - Your Subsidy Equals Your Installment - Direct Lending

The Real Estate Fund signs a tripartite agreement allowing ownership in 24 residential projects

The agreement covers more than 40,000 units and provides financing with a profit margin of 2.99%.

Residential program

NHC launches “Rehab Al Asala” project in Riyadh to provide 2130 housing units

Spread over more than 342 thousand square meters and offered for sale with a down payment of 5 thousand SAR and flexible payment options

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