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Real estate loans in Saudi Arabia. Continued growth driven by retail demand

Reading time: 2 Minutesيواصل التمويل العقاري في المملكة العربية السعودية تسجيل مستويات قياسية جديدة، مدفوعًا بزيادة الطلب على تملك المساكن وتوسع النشاط العقاري، في ظل برامج حكومية داعمة ... Read more

Mortgage finance hits record high of SAR 951.3 billion in 2025 as retail loans dominate with support from government programs

10/03/2026

Mortgage loans in Saudi Arabia hit SAR 4.2 billion in March

Report: Saudi Arabia's new mortgage loans fall sharply in March 2026 to 4.2 billion riyals

Saudi Central Bank - Digital Brokerage

Decline of 22.3%... Retail real estate financing falls to SAR 4.355 billion in March 2026

Total new residential mortgage financing for individuals in the Kingdom decreased by 22.3% during March 2026

«SRC signs an agreement to purchase a SAR 3 billion real estate finance portfolio

The agreement reflects the pivotal role partnerships play in the development of the Kingdom's residential real estate finance system

Rain-Shammari

Video Important benefits and details about early repayment of mortgages

Matar Al-Shammari explains the conditions for early repayment of real estate loans, its impact on housing subsidies, tax obligations and financing the purchase of a second home

«Real Estate Fund» deposits 1.1 billion riyals to the beneficiaries of the housing support program for the month of April

The Fund allocates SAR 1.100 billion to subsidize the profits of housing finance contracts for April and 4.326 billion since the beginning of 2026

«Municipalities and Housing showcases urban investment opportunities at the 2026 Sports Investment Forum

Ministry promotes urban investment opportunities through Forooz portal and reviews the role of urban planning in supporting sports investment

Real Estate Transaction Value - Real Estate Sales - Residential Real Estate

Learn about the features of the draft executive regulations for vacant property fees

The executive regulations aim to regulate the real estate market, raise the efficiency of asset utilization, and reduce vacancy rates in the Kingdom

Real Estate Loans - Finance - Financing - SAR 500

60-Day Residential Financing Record slowdown reflects weak demand and fewer contracts

Retail residential real estate financing falls 39.5% in the first two months of 2026 as the number of contracts in the Kingdom falls sharply

Real Estate Loans - Finance - Financing - SAR 500

Real estate financing falls to 5.6 billion riyals in February The market is resetting its compass

The volume of new residential mortgage financing provided to individuals in the Kingdom decreased by 11.8% during February 2026

Tips for managing mortgage payments and avoiding default

Financial awareness is the first line of defense to protect individuals from financial distress and ensure family stability.

Real estate loans in Saudi Arabia. Continued growth driven by retail demand

Mortgage finance hits record high of SAR 951.3 billion in 2025 as retail loans dominate with support from government programs

«Enforcement conducts 47 real estate auctions to sell 557 assets in two weeks

The center organizes real estate auctions in various regions of the Kingdom between March 15 and 31, 2026 to sell residential, commercial and agricultural assets.

After a slowdown in 2025. Saudi Arabia's real estate finance is expected to rebound this year

Saudi Arabia's low interest rates, expanding housing supply and subsidy programs are expected to drive a gradual recovery in mortgages

Apartments and land lead slowdown in corporate-to-person real estate financing in January

Data shows residential mortgage financing for individuals fell 19.6% per month and 24.5% per year with the decline concentrated in apartments and land.

A monthly jump. Real estate financing from banks exceeds 6 billion riyals in January

Residential real estate financing rises monthly to 6.2 billion riyals, led by villas, despite continuing annual decline of over 40%

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